Fiscal First Quarter 2023 Financial Results slide image

Fiscal First Quarter 2023 Financial Results

Fiscal First Quarter 2023 Results (¹) YOY Increase / (Decrease) GAAP Nominal-Dollar Basis Non-GAAP Nominal-Dollar Basis(²) Foreign Currency Impact Acquisition Impact Adjusted Constant-Dollar Basis (2) Adjusted Constant-Dollar Basis excluding Russia-Related Results s(2) VISA Net Revenues 12.4% Fiscal First Quarter 2023 Financial Results N/A ~3.0% (-0.5%) 14.7% 19.2% Client Incentives as a % of Gross Revenues 26.0% N/A 0.1% 26.1% 26.1% Operating Expenses 24.7% 15.3% -1.5% (-3.0%) 14.1% 17.4% Effective Income Tax Rate 16.0% 16.5% 0.0% 16.5% 16.5% Diluted Class A Common Stock Earnings Per Share 8.4% 20.6% -3.5% ~1.0% 25.0% (1) As previously disclosed, in March 2022, we suspended our operations in Russia and therefore our financial highlights from April 2022 through December 2022 do not include Russia-related results. (2) Refer to the Non-GAAP and Adjusted Constant-Dollar Results Footnote for further information. 30.6% Ⓒ2023 Visa. All rights reserved. 1
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