Overstock Results Presentation Deck

Q4 2020 Financial Results: Overstock Retail Revenue $669.7 Million +84% vs. Q4'19 OpEx as % of Revenue 18.5% -563bps vs. Q4'19 1 Adjusted EBITDA is a non-GAAP financial measure. overstock. See Reconciliation in Appendix Gross Margin 22.5% +182bps vs. Q4'19 Adjusted EBITDA1 $34.2 Million +$36.4M vs. Q4'19 Dynamics I ■ ■ I Business model scaled +94% new customer growth YoY Gross margin expanded Structural improvements coupled with unique items Operating leverage generated - Revenue grew by 84% while operating expense grew by 41% Profitability delivered Margin profile remains consistent with long-term targets 9

View entire presentation