OppFi Results Presentation Deck

OppFi Cash Flows 19 (in thousands) Unaudited Net cash provided by operating activities Net cash (used in) investing activities Net cash provided by financing activities Net (decrease) increase in cash, cash equivalents and restricted cash Six Months Ended June 30, 2021 2022 102,784 (164,390) 56,882 (4,724) 84,837 (47,878) 38,163 75,122 Variance (%) 21.2% (243.4%) 49.1% (106.3%) OppFi"

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