Affirm Investor Day Presentation Deck

Reconciliation of Non-GAAP Financial Measures Total Revenue Less: Transaction Costs (Non-GAAP) Revenue Less Transaction Costs (Non-GAAP) Revenue Less Transaction Costs as a % of Revenue (Non-GAAP) AFFIRM | 2023 1 Metrics are unaudited. FY 2021 870 Reconciliation of Revenue Less Transaction Costs to Total Revenue ($M) (439) 431 50% FY 2022 1,349 (687) 662 49% FY 2023 1,588 (912) 676 43% affirm 93

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