J.P.Morgan Results Presentation Deck
4Q22 Financial highlights
ROTCE¹
20%
Income statement
Balance sheet
Capital distributed
CET1 capital ratios²
Std. 13.2% | Adv. 13.5%
Total Loss-Absorbing
Capacity² $486B
4Q22 net income of $11.0B and EPS of $3.57
Managed revenue of $35.6B5
- Included a gain on the sale of Visa B shares of $914mm and net investment securities losses of
$874mm
■ Expense of $19.0B and managed overhead ratio of 53% 5
Loans: average loans of $1.1T up 6% YoY and up 1% QOQ
■ Deposits: average deposits of $2.4T down 4% YoY and down 3% QOQ
■ CET1 capital of $219B²
2
Standardized CET1 capital ratio of 13.2% 2; Advanced CET1 capital ratio of 13.5% ²
■ Common dividend of $3.0B or $1.00 per share
Net payout LTM of 37% 6
Significant items ($mm, excluding EPS)
Gain on the sale of Visa B shares in Corporate
Net investment securities losses in Corporate
Std. RWA³ $1.7T
Cash and marketable
securities4 $1.4T
Average loans $1.1T
1 See note 3 on slide 14
2 Represents the estimated Basel III common equity Tier 1 ("CET1") capital and ratio and Total Loss-Absorbing Capacity for the current period. See note 1 on slide 15
3 Standardized risk-weighted assets ("RWA"). Estimated for the current period. See note 1 on slide 15
4 Cash and marketable securities represents HQLA and unencumbered marketable securities. Estimated for the current period. See note 2 on slide 15
5 See note 1 on slide 14
1
6 Last twelve months ("LTM"). Net of stock issued to employees
Pretax
$914
($874)
Net income
$695
($664)
EPS
$0.23
($0.22)
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