Barclays Global Financial Services Conference

Non-Core assets - good progress in reduction £bn 85 95 Un-drawn commitments Funded assets 2009-2013 2009-H112 36 21 258 12 201 7 7 FX (10)-(20) (10) Rollovers 20-30 18 & drawings Impairments (20)-(30)1 (20) 186 Asset sales (90)-(100) (80) Run-off (110)-(130) (94) 138 5 c. 32 94 72 60-65 c.40 Target Progress to date 2008 2009 2010 2011 H112 2012E 2013E 1 Excludes FY08 impairments. *RBS Group Funded asset reduction continues apace, down 72% (£186bn) since inception. ■Revised year end funded asset target lower, to £60bn-65bn ■Impairments continue to trend to bottom of guidance range ■Disposals have been capital accretive to date 19

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