Experian ESG Presentation Deck
Executive Summary Improving Financial Health
Social - Improving Financial Health
Unbanked adults globally who could
benefit from alternative data sources
and Experian technology platforms
People without official proof of identity
Number of people in......
Asia Pacific without access to formal
financial services
Data
Scale of problem
1.7bn
1bn
>1bn
USA with no credit profile or unscoreable 50m
Brazil who don't use bank accounts
45m
UK who have no credit history
>5m
Our response
Core products - scale products, run for profit, used
by large numbers of people to increase access to
credit and educate themselves
18
Social innovation - innovative, more niche
products that aim to offer societal benefits and
generate new revenue streams for our business
Community investment - employees volunteer
their time and expertise to help deliver financial
education programmes and other causes relevant
to our business. Also include United for Financial
Health programme working with NGO partners.
O Experian Public
Employees
Core products
People with profiles in Experian's
consumer bureaus
People using our consumer platforms
for free education, access to products
and services²
Experian Go consumers connected
in the US3
experian
Supply Chain
300
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% group revenue from ID protection & 11%
fraud prevention (B2B and B2C)
Fraud prevented 4
$11bn
GOO
Hausa quistion?
1. FY22 data unless specified. 2. As at Q4 FY22 3. As at Q4 FY22 4. FY22
552
Experian dia 2018
850
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Environment
Rewards
Rewards, int Bonus, Reverds Points
1.41bn
134m
40,000
Governance
Policies & Data tables
experian
Social Innovation
Revenue from social innovation
products in FY22
Total revenue from social innovation
products since FY13
People reached in FY22
Total people reached since FY13
TARGET: total people reached by 2025
(since re-launch in 2013)
Debt renegotiated via Limpa Nome
in FY22
People helped via Limpa Nome in
FY22
Appendix
Community investment
People & business reached with United
for Financial Health (cumulative)
TARGET: people & business reached by
FY24 with United for Financial Health
Value of community investment
As % of Benchmark PBT
Employee hours volunteered
TM
$59m
$162m
21m
82m
100m
$5.9bn
9.0m
87m
100m
$16m
>1%
c.25,000View entire presentation