Hilltop Holdings Results Presentation Deck
Hilltop Holdings - Noninterest Expenses
($ in millions)
14
86.4%
$253.4
$58.8
$194.6
Q4 2022
Noninterest Expenses
88.1%
$250.5
$56.4
$194.1
86.4%
$267.0
$71.0
$195.9
83.2%
$260.0
$73.0
$187.0
86.4%
$250.8
$63.5
$187.3
Q1 2023 Q2 2023 Q3 2023 Q4 2023
Variable Compensation
Expenses Other Than Variable Compensation
Efficiency Ratio
Year-over-Year Noninterest Expense ($MM)
Compensation and Benefits
Occupancy and Equipment
Professional Services
Other Expenses
Q4 2022
Banking
Full-Service Branches
Q4 2023
Key Drivers & Statistics
Broker-Dealer
Efficiency Ratio (Bank Only)
Mortgage
Fixed Expenses ($mm)
Variable Compensation ($mm)
Variable Comp / Originated Volume
Variable Compensation ($mm)
Compensation / Net Revenue
Q4'22
59
48.9%
Q3'23
4.9
$250.8
59
51.4%
$57.7
$49.7
$26.7 $33.1
1.3%
1.5%
$253.4
(7.5)
(1.6)
1.6
$32.0 $39.9
56.6% 58.9%
Q4'23
58
53.2%
$48.3
$24.1
1.3%
$39.4
57.3%
Hilltop Holdings.View entire presentation