OppFi Results Presentation Deck

OppFi Condensed Balance Sheet 16 (in thousands) Unaudited Assets Cash and restricted cash Finance receivables at fair value Finance receivables at amortized cost, net Other assets Total assets Liabilities and stockholders' equity Other liabilities Total debt Warrant liability Total liabilities Total stockholders' equity Total liabilities and stockholders' equity VA 69 June 30, 2022 57,638 450,703 4,579 65,150 578,070 December 31, 2021 70,505 336,528 5,539 412,572 165,498 578,070 $ 62,362 383,890 4,220 51,634 502,106 58,967 274,021 11,240 344,228 157,878 502,106 Variance (%) (7.6%) 17.4% 8.5% 26.2% 15.1% 19.6% 22.8% (50.7%) 19.9% 4.8% 15.1% OppFi"

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