UBS Results Presentation Deck
UBS Group results
USD m, except where indicated
Total revenues
Negative goodwill
Credit loss expense / (release)
Operating expenses
Operating profit / (loss) before tax
Tax expense/ (benefit)
of which: current tax expense
Net profit/ (loss) attributable to shareholders
Diluted EPS (USD)
Effective tax rate
Return on CET1 capital
Return on tangible equity
Cost / income ratio
Total book value per share (USD)
Tangible book value per share (USD)
3Q23
11,695
306
11,644
(255)
526
643
(785)
(0.24)
nm¹
(4.0%)
(4.0%)
99.6%
26.24
23.94
2Q23
9,540
28,925
623
8,486
29,356
361
368
28,992
9.02
1.2%
185.8%
178.4%
88.9%
26.99
24.64
1Q23
8,744
38
7,210
1,495
459
487
1,029
0.32
30.7%
9.1%
8.1%
82.5%
18.59
16.54
4Q22
8,029
7
6,085
1,937
280
349
1,653
0.50
14.5%
14.7%
13.2%
75.8%
18.30
16.28
UBS 1 The effective tax rate for the third quarter of 2023 is not a meaningful measure, due to the distortive effect of current unbenefited tax losses at the former Credit Suisse entities
3Q22
8,236
(3)
5,916
2,323
580
368
1,733
0.52
25.0%
15.5%
13.9%
71.8%
17.52
15.57
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