Deutsche Bank Fixed Income Presentation Deck
Diversified deposit base
In € bn, unless stated otherwise
Normalization in non-interest-bearing deposits
604
Institutional
Client Services
Q1 2022
Q3 2022
Deposit funding mix as of Q1 2023
Corporate Bank
Corporate 28%
Treasury
Services
613
11%
Q2 2022
Private Bank
Investment Bank & Treasury
3%
Business
split
Business Banking
7% 16%
631
37%
Private Bank
Germany
International
Private Bank
621
Q4 2022
Investment Bank & Treasury
592
Q1 2023
Term Deposits CB
13%
Non-
Operational
Overnight 12%
14%
Term Deposits Other
3%
Product
split
Operational
Overnight
Business Banking
QoQ
(5)%
7% 11%
YoY
(2)%
Private Bank
41% Retail
Private Bank non-Retail
/
Normalized deposits compared to elevated levels in late 2022;
stable-to-improving balances since quarter-end
Clients adapting to higher interest rates yet continued
outperformance of deposit beta models
> Deposit normalization during the quarter primarily in non-
interest-bearing products
Two thirds of reductions before late March, about one third
impacted by heightened market volatility
High-quality and well-diversified deposit portfolio across client
segments and products with 73% in German home market
77% of German retail deposits insured via statutory protection
schemes (41% of total deposit base excl. deposits from banks)
83% from retail, SME, corporate & sovereign clients; only 2%
from unsecured wholesale funding
Term Deposit portfolio with healthy 7 months weighted average
maturity
Note: Totals represent Group level balances whereas the graph shows only business exposures, differences driven by hedge accounting effects in Corporate & Others
Deutsche Bank
Q1 2023 Fixed Income Investor Call
Investor Relations
April 28, 2023
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