Pathward Financial Results Presentation Deck

COMMERCIAL FINANCE CONCENTRATIONS BY INDUSTRY¹ Manufacturing Finance and Insurance Utilities 34 Transportation and Warehousing Other Services (except Public Administration) Mining, Quarrying, and Oil and Gas Extraction Wholesale Trade Health Care and Social Assistance Construction Administrative and Support and Waste Management and Remediation Services Real Estate and Rental and Leasing Public Administration Professional, Scientific, and Technical Services Retail Trade Information Accommodation and Food Services $13 Nonclassifiable Establishments Arts, Entertainment, and Recreation Agriculture, Forestry, Fishing and Hunting $8 Educational Services $6 Management of Companies and Enterprises $2 MANUFACTURING 40% Term lending 32% Asset-Based lending 10% 9% 9% Factoring Rental equipment Other Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation $38 $65 $62 $51 $94 $88 $79 $128 52% 27% 11% 10% $118 $173 $253 $248 TRANSPORTATION & WAREHOUSING Term lending Factoring Other Insurance premium finance $ in millions $358 52% 39% 8% 1% $442 UTILITIES SBA/USDA Term lending Rental equipment, net Other 1 Distribution by NAICS codes; excludes certain joint ventures; calculated based on aggregate principal amount of commercial finance loans and leases; includes operating lease rental equipment of $228.9M $602 $596 $648 pathward

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