Barclays Credit Presentation Deck

STRATEGY, TARGETS & GUIDANCE ● - IFRS 9 transitional relief of c.40bps as at Dec-21 1.1 1.1 IFRS 9 Transitional relief CET1 add-back (£bn) Dec-19 PERFORMANCE 2.6 1.7 100% transitional relief for modified impairment post Dec-19 applied until end-2021 Transitional relief schedule for static component per original schedule Total post-tax IFRS 9 transitional relief as at Dec-21 is £1.2bn or c.40bps capital, down c.40bps compared to Dec-20 IFRS 9 modified transitional relief applies to Stage 1 and 2 impairments Transitional basis of capital remains the relevant measure for our capital adequacy assessment by regulators - Total post-tax IFRS 9 transitional relief is expected to reduce by c.15bps to c.25bps from 1 Jan 2022 0.9 Dec-20 Note: Charts may not sum due to rounding | ASSET QUALITY 1.4 0.7 0.7 Constructive regulatory action in Q220 gave greater relief for Stage 1 and 2 impairments Sep-21 1.2 0.6 0.7 CAPITAL & LEVERAGE Dec-21 44 | Q4 2021 Fixed Income Investor Presentation | 23 February 2022 0.8 0.4 MREL, FUNDING & LIQUIDITY 0.3 Jan-22 Modified Static CREDIT RATINGS Relief Schedule 2020 2021 2022 2023 2024 ESG Pre-2020 70% 50% 25% 2020 onwards 100% DIVISIONS & LEGAL ENTITIES 100% 75% 50% 25% APPENDIX BARCLAYS

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