Affirm Results Presentation Deck slide image

Affirm Results Presentation Deck

GAAP Statement of Cash Flows affirm Notes: 1. Metrics are unaudited Statement of Cash Flows (SK) Net Income (Loss) Provision for losses Amortization of premiums and discounts on loans (Gain) loss on sales of loans Changes in fair value of servicing assets and liabilities Changes in fair value of convertible debt derivatives Changes in fair value of residual trust certificates Amortization of commercial agreement Amortization of debt issuance costs Stock-based compensation Depreciation and amortization Deferred tax (benefit) expense Other Purchases of loans held for sale Proceeds from the sale of loans held for sale Change in operating assets and liabilities: Cash Flows from Operating Activities Purchases of loans. Origination of loans Proceeds from the sale of loans Principal repayments of loans Acquisition funds in transit Additions to property, equipment and software Purchases of intangible assets Cash Flows from Investing Activities Proceeds from funding debt Capitalization of debt issuance costs Principal repayments of funding debt Proceeds from issuance of notes and certificates by securitization trust Principal repayments of notes issued by securitization trust Proceeds from issuance of convertible debt, net Proceeds from issuance of preferred stock, net Repurchase of preferred stock Proceeds from issuance of common stock Repurchase of common stock Cash Flows from Financing Activities Net Increase (Decrease) in Cash and Restricted Cash Cash and restricted cash, Beginning of Period Cash and Restricted Cash, End of Period Three Months Ended Sep 30, 2019 Dec 31, 2019 Mar 31, 2020 Jun 30, 2020 Sep 30, 2020 Dec 31, 2020 $ $ (736) (18,528) $ $ $ (558,305) $ $ $ (30,795) $ (30,996) $ 24,844 30,178 (6,303) (6,891) (5,725) (741) (4,738) 1.643 $ 600 8,425 2,112 96 27 (343,488) 333,156 58,082 437,642 (5,411) (67,992) $ 410,534 $ (363,226) 15,483 - 743 (865) 62,669 $ (23,851) $ 357,771 333,920 $ 542 8,369 2,432 93 (15) (741,322) 718,965 519 7,795 2,877 93 (874) (551,140) 523,646 31,226 (8,210) $ (781,546) S (693,435) $ 5,623 (16,117) $ 78,975 505,844 (8,091) (204,818) $ 559,248 $ (1,371) (376,382) (2) (22,591) 478 (17,589) 141,791 $ (85,620) $ 82,216 (79,144) $ 333,920 254,776 $ (7,474) (9,866) (1,608) 74,646 664,401 (5,202) 40,410 $ 558,965 $ (12) (589,552) 554 (400) (30,445) $ 34,813 $ (32,171) (6,937) (11,578) (281) 3,834 91,730 686,946 (2,315) (20,673) $ 604,058 $ (6,304) (552,995) 75,000 14,261 1,083 652 5,036 2,023 6,203 3,720 103 97 558 407 (465,533) (346,878) 446,171 338,926 (5,137) 12,644 (28,447) $ (2,304) $ (797,034) $ (1,177,769) $ (1,404,972) (109,047) 129,911 951,681 (113,628) (2,894) (548,949) 759,441 (2,170) (653,946) 378,223 (55,613) 958 120,717 $ (15,275) $ 40,267 (11,123) (16,434) (96) (30,106) 1,755 $ 71,597 $ 254,776 256,531 256,531 $ 328,128 $ 75,049 749,128 (4,169) (357,761) $ 773,938 $ (4,617) (890,556) 518,232 (14,777) 434,434 1,741 (584) 817,811 $ (31,557) 17,468 (20,330) (14,560) (92) 457,746 $ 328,128 785,874 $ - (274) 17,039 1,278 6,521 3,351 78 1,834 (687,037) 662,747 (4,121) (47,655) 108 21,676 (199) 447,520 (149,084) 785,874 636,790 22
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