OppFi Results Presentation Deck

5 Q2 2022 Financial Highlights ● Revenue increased 38% year over year Net Originations increased 57% year over year Ending Receivables increased 54% year over year Net Income was $9.5 million, down from $18.0 million in Q2 2021 Adjusted Net Income was $6.8 million Basic and Diluted EPS were $0.26 and $0.10, respectively Adjusted EPS¹ was $0.08 1. Adjusted EPS is defined as adjusted net income divided by adjusted shares outstanding, which represent shares of both classes of common stock outstanding as of June 30, 2022, excluding 25,500,000 shares related to earnout obligations and including the impact of unvested restricted stock units and performance stock units OppFi"

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