Pathward Financial Investor Presentation Deck

Pathward's Balance Sheet BaaS deposits fund Pathward's earning asset portfolio while delivering ample fee income Pathward's commitment to maintain the size of its balance sheet enables the return of capital to shareholders Assets Growth in the loan portfolio is offset with lower securities holdings, improving the asset yield mix Earning Assets Loans & Leases ● ● ● Commercial Finance Warehouse Lending Tax and other Credit Solutions Securities Portfolio Cash & Equivalents Rental Equipment Other Assets 20 Pathward Financial, Inc. (Nasdaq: CASH) | 2023 Investor Presentation Liabilities BaaS Deposits Prepaid Cards Reloadable Cards Demand Deposit Accounts Other Products Other Deposits Other Liabilities Shareholders' Equity pathward

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