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Bakkt Results Presentation Deck

CLOSING REMARKS We remain disciplined and focused on the long-term growth of our company Focus on balancing disciplined capital allocation decisions towards select growth opportunities with prudent firmwide expense management A 2023 key priorities 1. Expand crypto platform - invest in custody, expand through Apex Crypto and drive crypto to utility 2. Activate and broaden partner network 3. Manage expenses and strategically allocate capital Focused on sustainable long-term growth • Continue to be proactive around an evolving regulatory landscape Investing through the cycle, disciplined capital allocation Strong balance sheet • Robust risk management 22

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