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Investor Presentation

● ● ● ● ● Aligned strategic initiatives to drive growth Merchant Acquiring Leverage local capability to develop market specific products and deliver high quality service Optimize pricing to ensure profitability across industries as well as revenue growth of portfolio Support broad range of POS and local VARS Payment Services LatAm Scale regional payment processing platforms to grow revenues and reduce costs Leverage local leadership and client base to cross-sell Benefit from Spanish speaking programmers to rapidly deliver client requirements 1 3 evertec® 2 4 ● ● Payment Services Puerto Rico and Caribbean • Develop and expose integrated APIs for our card-present and card-not-present solutions Business Solutions ● Create leading digital payment experience by continuously expanding ATH Móvil value proposition and integrate PlacetoPay gateway Defend and grow ATH market share as FI's preferred debit network while expanding into new verticals (i.e., healthcare) Support BPOP on their growth strategies Support Government efforts for efficiencies Commercialize MSP/MSSP services as a core offering versus primarily an internal capability evertec
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