Dave Results Presentation Deck

Flywheel effect between ExtraCash and Dave Card Growing Dave Card adoption amongst Members is driving more transactions per active, deeping the daily use case we have with our Members. Additional transactions per MTM also allows us to gain greater share of wallet to unlock the additional ARPU of our banking product. 12% q-o-q increase primarily driven by members spending ExtraCash on their Dave Cards. Dave Average Monthly Transactions per Monthly Transacting Member 4.7 4Q21 10% Year-Over-Year Growth 113% Growth Since 4Q20 (2.4 txns) 4.6 1Q22 4.5 2Q22 Note: See Glossary for the definition of Transactions Per Monthly Transacting Member 4.6 3Q22 5.2 4Q22 25

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