Clover Health Investor Conference Presentation Deck

Reconciliation: Incurred MCR (Non-GAAP) to GAAP MCR (Medicare Advantage Members in First Nine Months of 2021) GAAP MCR Prior Period Development Incurred MCR (Non-GAAP) 107.1% -1.6% 105.5% We calculate our Medical Care Ratio (MCR) by dividing total net medical claims incurred by premiums earned, in each case on a gross or net basis, as the case may be, in a given period. Incurred MCR (Non-GAAP) excludes prior period development from GAAP MCR.

View entire presentation