Dave Investor Presentation Deck

Dave members are largely Millennial, lower income, and distributed across the U.S. Dave Age <25 7% 45+ 20% 35 - 44 35% 25 - 34 38% (1) Excludes 3% users who decline to self report income. Gender Male 35% Female 65% Annual Income¹ $60k+ 29% $40k -$60k 25% $25k-$40k 21% <$25k 22% U.S. State Other 43% NY 5% CA 7% FL 11% TX 11% KY 3% OH 4% IL 4% GA 4% AZ 4% PA 5% 33

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