Paysafe Results Presentation Deck slide image

Paysafe Results Presentation Deck

Continued focus on reducing leverage and disciplined capital allocation to promote growth and shareholder value Liquidity position (sm) Committed RCF(¹) Amounts drawn Cash and cash equivalents Total Debt (sm) and net leverage Total debt(1) Cash and cash equivalents Net debt(¹) LTM Adj. EBITDA Net leverage ratio (²) Paysafe: 9/30/23 $305 (50) 226 $481 9/30/23 $2,515 226 2,289 444 5.1x Organic Growth Investment Optimize Financial Flexibility (reduce net leverage) Share Repurchase Program Drive mid-term HSD to LDD organic growth Mid-term net leverage goal ~3.5x Up to $50m authorized (1) Total debt includes the outstanding principal on the Company's borrowings. Total debt definition includes the drawn amounts of a local $75m Credit Facility held in the US outside the Company's Senior Credit Facility. The nature of the facility is to draw on the facility daily and to prefund daily interchange and it acts as a source of working capital. This facility is not considered in total debt for covenant calculation purposes. (2) Paysafe defines net debt-to-LTM Adj. EBITDA (or "net leverage") as the calculation of net debt (total debt less cash and cash equivalents) divided by the sum of the last twelve months (LTM) of Adjusted EBITDA. 14
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