Pathward Financial Results Presentation Deck

Results Driven by NIM Expansion and Growth in Noninterest Income ($ in millions, except per share data) Net Interest Income 6 $79.8 Q4 2022 +32% $104.9 Q4 2023 $23.4 Q4 2022 Net Income Attributable to Parent +53% Pathward Financial, Inc. (Nasdaq: CASH) | Quarterly Investor Presentation Noninterest Income $43.5 Q4 2022 $35.9 Q4 2023 +29% $56.1 Q4 2023 $0.81 Q4 2022 Earnings per Diluted Share +68% $1.36 Noninterest Expenses $103.0 Q4 2022 Q4 2023 +15% $118.2 Q4 2023 pathward

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