Bakkt Results Presentation Deck

KEY HIGHLIGHTS / WYNDHAM REWARDS Connecting loyalty programs to more choice and delight Wyndham Rewards: Launched in December - continued confirmation that our B2B2C strategy provides advantages over direct-to-consumer: o Nearly a 30% increase in download to registration conversion o Cost per acquisition has been >30% lower bakkt 5x activation of the Bakkt card vs. overall population Note: This slide is an illustrative example; not all collaborations will generate the same results. Based on December 14, 2021 - January 17, 2022 data Check out the newest way to use your Wyndham Rewards points. WYNDHAM REWARDS You've earned this: |bakkt Turn Your Points into Cash With Bakkt, you can convert your Wyndham Rewards Points to cash to buy gift cards and merchandise, transfer to your bank account, or pay using Apple Pay and Google Pay™ wherever they're accepted. Hello, Dean Member #XXXXXX386G BLUE Member | 3,044 points For a limited time, earn up to 3,000 Wyndham Rewards points when you link your Wyndham Rewards account with Bakkt-that's enough for a go fast discounted night at thousands of hotels worldwide.* LEARN MORE View on web Illustrative embedded partner experience 9:41 Account Balance Expiry Tier Pay with Digital Assets Activity Wyndham ★41,000 f W Buy Monthly Conversion Limit fĴ Convert [email protected] Just now Converted Wyndham Rewards® points into cash An hour ago Converted Wyndham Rewards® points into cash fĴ Jan 14, 2022 Converted Wyndham Rewards® points into cash ★ 41,000 Never None ★15,000 -★5,000 $10.00 -★5,000 $10.00 -★5,000 $10.00 Powering Loyalty 11

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