Investor Presentation (1Q2016)

Well-Positioned in Growing Wealth Markets ~90% of deposits and trust assets located in Marcellus/Utica shale regions Shale Formations Marcellus Utica Median Household Income More than $82,000 $68,001 to $82,000 $53,001 to $68,000 $39,001 to $53,000 $24,001 to $39,000 and apolis Fort Wayne ouisville Ann Arbor Dadon incinnati Frankfort Livonia Lexington -Toledo Detroit OH blumbus Cleveland Akron Charleston Ene Pittsburgh Note: assets and location data as of 12/31/2015; household income data as of 2012 (source: SNL) PA NY Harrisburg "Baltimore Alle Phil a Richmond Washington MpAnnapolis Arlington "Alexandria 9

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