OppFi Investor Presentation Deck

5 Most Americans Lack Savings and Credit Access 60 million lack access to traditional credit¹ 88888 88888 115 million live paycheck to paycheck² 1. Hamdani, Kausar, et al. "UNEQUAL ACCESS TO CREDIT The Hidden Impact of Credit Constraints. NewYorkFed.org, 2019 2. Bureau of Labor Statistics-U.S. Full- and Part-Time Workers; Friedman, Zack 78% Of Workers Live Paycheck To Paycheck"Forbes.com, January 11, 2019 3. Elkins, Kathleen. "Here's how much money Americans have in their savings accounts,"CNBC.com, Sept 13, 2017 150 million have less than $1,000 in savings³ OppFi"

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