Dave Investor Presentation Deck

Consistent revenue growth 33% Y-o-Y Non-GAAP revenue growth driven by: Increase in transacting member base • Improved ExtraCash engagement/monetization given material underwriting improvements which bolster retention Accelerating growth in Transaction Revenue driven by ExtraCash to Dave Card cross-attach and growth in external funding 3% Q-o-Q increase in non-GAAP revenue primarily driven by an increase in non-GAAP services revenue due to normalization of seasonal trends for ExtraCash and, to a lesser extent, sequential growth in Non-GAAP transaction revenue. Dave Total Non-GAAP Revenue ($MM) $47.0 2Q22 33% Year-Over-Year Growth $58.6 3Q22 Note: See Glossary for the definition of Adjusted EBITDA Note: See Appendix for reconciliation of Non-GAAP measures. $61.8 4Q22 $60.6 1Q23 $62.4 2Q23 27

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