First Foundation Investor Presentation Deck

Strong Liquidity Position ■ ■ ■ Due to the proactive steps taken before March 2023, First Foundation continues to be in a strong liquidity position Available cash and cash equivalents held on balance sheet: $819 million. Fully collateralized credit from the Federal Home Loan Bank: $2 billion. Federal Reserve discount window availability: $881 million. Available uncommitted credit lines: $145 million. Market value of unpledged securities of $405 million as of 3Q23. FIRST FOUNDATION Copyright © 2023 First Foundation Inc. All Rights Reserved $4.3 billion on- and off-balance sheet liquidity 5

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