HBT Financial Results Presentation Deck

Our Markets Full-Service Branch Locations (WA nes othe Sedalla Marshall Connell dari HBT Financial Olluma COMMBEY Jefferson City Central Illinois branches Chicago MSA branches lowa branches Ca Radis Musorte Burlington Dubuque Macomb St Pate calesburg P Sedois Freeport Sterling Spri eld Source: S&P Capital IQ; Financial data as of December 31, 2023 Rockford TLLINOIS Crystal Late Hoffman THE Avale Effingham Waukegan Ejameton Kanka Chicago Tinley Park 15 Lafayette leami South Bend Kökar INGLINK Chicago MSA: 27% Chicago MSA: 41% Deposits lowa: 9% lowa: 3% Chicago MSA: 18 $4.4bn Loans $3.4bn Full-Service Branches lowa: 4 Central Illinois: 70% 67 Locations Central Illinois: 50% Central Illinois: 45

View entire presentation