HSBC Results Presentation Deck

Key financial metrics Reported results, $m NII Other Income Revenue ECL Costs Associates Profit before tax Tax Profit after tax Profit attributable to ordinary shareholders Profit attributable to ordinary shareholders excl. goodwill and other intangible impairment and PVIF Basic earnings per share, $ Diluted earnings per share, $ Dividend per share (in respect of the period), $ Return on avg. tangible equity (annualised), % Return on avg. equity (annualised), % Net interest margin (annualised), % Adjusted results, $m NII Other Income Revenue ECL Costs Associates Profit before tax Cost efficiency ratio, % ECL charge/(release) as a % of average gross loans and advances to customers (annualised) 4Q21 6,781 5,208 11,989 (450) (9,544) 669 2,664 (635) 2,029 1,788 2,373 0.09 0.09 0.18 6.0 4.0 1.19 4Q21 3Q21 4Q20 6,610 6,619 5,138 5,402 12,012 11,757 659 (1,174) (7,989) (9,864) 721 5,403 (1,161) 666 1,385 (450) 935 562 4,242 3,543 3,492 751 0.18 0.03 0.17 0.03 0.15 8.7 8.0 1.19 3Q21 6,788 6,531 5,304 5,518 12,092 12,049 (450) (8,341) 644 (7,486) 725 5,932 669 3,970 69.0 62.1 0.17 (0.24) 1.9 1.3 1.22 4Q20 6,585 5,213 11,798 (1,172) (9,092) 684 2,218 77.1 0.44 Strategy Balance sheet, $m Total assets Net loans and advances to customers Adjusted net loans and advances to customers Customer accounts Adjusted customer accounts Quarterly average interest-earning assets Reported loans and advances to customers as % of customer accounts Total shareholders' equity Tangible ordinary shareholders' equity Net asset value per ordinary share at period end, $ Tangible net asset value per ordinary share at period end, $ Capital, leverage and liquidity Reported risk-weighted assets, $bn 4021 results CET1 ratio, % Total capital ratio (transitional), % Leverage ratio, % High-quality liquid assets (liquidity value), $bn Liquidity coverage ratio, % Share count, m Basic number of ordinary shares outstanding Basic number of ordinary shares outstanding and dilutive potential ordinary shares Quarterly average basic number of ordinary shares outstanding 4Q20 4Q21 3Q21 2,957,939 2,968,791 2,984,164 1,045,814 1,039,677 1,037,987 1,045,814 1,039,581 1,022,402 1,710,574 1,687,982 1,642,780 1,710,574 1,687,004 1,620,128 2,251,433 2,207,960 2,159,003 61.1 198,250 158,193 8.76 7.88 4Q21 838.3 15.8 21.2 5.2 717 138 4021 20,073 20,189 Appendix 20,152 61.6 198,144 157,711 8.70 7.81 3Q21 839.2 15.9 21.3 5.2 664 135 3Q21 20,201 20,296 20,213 63.2 196,443 156,423 8.62 7.75 4Q20 857.5 15.9 21.5 5.5 678 139 4Q20 20,184 20,272 20,179 30

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