CURO Group Holdings Credit Presentation Deck

CURO Business Segments - Canada Point-of-Sale PRODUCT DETAILS Big-ticket item POS financing C$1,760 average transaction size Revolving credit line for in-network at over 8,000 locations across merchant partners and e-commerce sites Gives customers the ability to split purchases into equal monthly installments ¹ Metric ranges have been normalized to account for pandemic-related impacts Leon's The BRICK As % of Loan Balances - Illustrative¹ Interest Revenue Ancillary Revenue Total Revenue Net Charge-Offs Operating Expenses Funding Costs as a % of debt balance Return on Assets % (Adj PTI/Avg Loan Balances) wayfair staples SleepCountry 17% -21% 2% -3% 19% -24% PEOPLES CANADA'S BIAMEND STORE 4% - 5% 4% -6% 3 Mo. CDOR + 4.4% 4% -6% - Best Fre Visions ELECTRONICS GROWTH STRATEGY Cross-sell opportunities across CURO's range of products Addition of new merchant partners into the Flexiti network Expansion into non-prime product to provide incremental volume LOAN BALANCES (Millions) $209 flexiti 2020 BIRKS $459 2021 michael hill $627 Jun-22 11

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