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PB Bankshares Results Presentation Deck

ICS - How it works? Fully Insured up to $10 Million Dollars Through just one bank relationship, you can access FDIC insurance from many. Customer places large deposit with our institution IP The depositor must have or set up a transaction account for the use of ICS. If the depositor chooses to place funds in both DDAs and MMDAS, the depositor will need to have a separate transaction account for each. Source: https://www.intrafinetworkdeposits.com/how-it-works/ PRESENCEBANK.COM Bank 1 IntraFi Network < $250,000 In Principal & interest Bank 2 < $250,000 In Principal & interest Bank N < $250,000 In Principal & interest כןן. PRESENCE ΒΑΝΚ 18

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