Better SPAC Presentation Deck

Maintain impressive growth & profitability through the cycle Normalized for interest rate movements ✓ Lowest manufacturing cost per loan in the industry ✓ Market leader in digitization and automation ✓ Superior cost structure allows for lowest price for the customer and superior margins for investors ✓2020 was not a normal year due to COVID surplus throughout the industry and therefore company achieved profitability ahead of plan ¹McKinsey estimate industry steady-state D2C take rate/GOS margin: 3.00 % - 3.50%, (3.36% average) vs. 4.06% in 2020 Better Normalized Assumptions: Remove interest rate volatility by assuming steady-state take rate / GOS Assumption Average Loan Size D2C Take Rate / GOS Rate %¹ Implied D2C Mortgage Rev / Loan Non-Mortgage Rev / Loan Total Funded Loans Origination Volume ($bn) Implied Market Share (Fannie) Mortgage Revenue ($mm) Non-Mortgage Revenue ($mm) Revenue ($mm) % Growth year-over-year Adj. EBITDA ($mm) % Margin Adj. Net Income ($mm) % Margin 2020 COVID Normalized $329k 2.75% $9.0k $569 70,288 2020 COVID Normalized $24.2 0.5% $622.1 $39.0 $661.1 643% $60.9 9% $7.9 1% 2020 Actual No adjustment 3.90% $12.8k No adjustment No adjustment 2023E $181.0 5.6% $4,425.1 $714.8 $5,139.9 90% $1,860.3 36% $1,281.4 25% 31

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