Deutsche Bank Fixed Income Presentation Deck slide image

Deutsche Bank Fixed Income Presentation Deck

Net interest income sensitivity Hypothetical +/-25bps shift in yield curve, in € m Net interest income (NII) sensitivity¹ +25bps shift in yield curve ~55 ~90 ~(90) 2024 ~70 2025 2024 2025 Breakdown of sensitivity by currency for +25bps shift in yield curve EUR ~135 202 -25bps shift in yield curve Notes: for footnotes refer to slides 35 and 36 Deutsche Bank Investor Relations ~5 ~125 2024 ~(135) ~30 2025 USD ~35 2026 Q2 2023 Fixed Income Investor Call July 28, 2023 ~30 ~200 202 ~(200) 2026 ~25 2025 Other ~30 2026 Key highlights / > Current observations on client pricing show a slower pass-through of interest rate hikes to clients amplifying the impact of incremental rate moves > This currently improves NII and also increases NII sensitivity; following first re-pricings and ongoing risk management NII sensitivity is expected to normalize > 2025 and beyond, the positive impact from NII sensitivity is dominated by higher EUR long-term rates (rollover of hedges, overlay hedges maturing, etc.) 22
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