First Foundation Investor Presentation Deck

Securities Portfolio ■ ■ 89% of investment portfolio is government guaranteed Highly liquid and pledgeable Portfolio 1% 3% Investment Securities 3Q23 8% 24% $1,622 MM Total 64% ■ CMO MBS Munis SBA FHLMC Corporate Treasury FIRST FOUNDATION Copyright © 2023 First Foundation Inc. All Rights Reserved 1) Tax-effected. ■ AFS unrealized loss $19 Million(¹) HTM unrealized loss $75 Million (¹) Total unrealized loss $94 Million (¹) Securities Mix 3Q23 ($ in thousands) 49% $1,622 MM Total ▪ AFS 51% - HTM 34

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