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Axos Financial, Inc. Investor Presentation slide image

Axos Financial, Inc. Investor Presentation

Net Interest Margin has been Stable/Rising Through a axos Variety of Interest Rate Cycles* 3.84% 1.91% 2018 Stable Net Interest Margin 3.76% 3.83% 3.92% 2.40% 0.08% 0.08% 2019 2020 NIM 4.13% 0.26% 4.26% 4.49% * NIM excludes impact of HRB; relationship with HRB terminated in December 2021. 3.08% Effective Fed Funds rate 4.33% 2021 2022 Q1 2023 Q2 2023 Q3 2023 4.83% 4.42% 8
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