Barclays Capital 2010 Global Financial Services Conference

Key messages ■RBS tracking well against its recovery plan ■ H1 2010 results led by recovery in NIM, R&C businesses ■GBM performing in line with market. ■Non-Core de-leveraging and EU disposals on track ■ Capital, funding and liquidity progress continues ■Insurance and Ulster Bank action plans underway XRBS 3

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