Dave Results Presentation Deck slide image

Dave Results Presentation Deck

Accelerating growth while improving CAC Marketing campaign in 3Q22 demonstrated our ability to scale marketing efficiently: on a q-o-q basis, acquisition up 42% while CAC declined 18%. Product enhancements drove CAC improvements, and focus on channel expansion has provided a more durable and diversified marketing mix. Lower expected marketing spend in 4Q22 based largely on continued CAC efficiencies while continuing to demonstrate prudent, margin-focused growth. Dave CAC and New Member Acquisition (000s) $100 Customer Acquisition Cost $90 $80 $70 $60 $50 $40 $30 $20 $10 $0 549 $24 3Q21 82% Year-Over-Year Growth 498 $25 463 $26 703 Note: See Glossary for the definition of Customer Acquisition Costs $30 4Q21 1Q22 2Q22 New Member Acquisition (000s) <-CAC 998 $24 3Q22 1,200 1,000 800 600 400 200 New Member Acquisition (000s) 10
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