Better Results Presentation Deck

We are hopefully at the bottom of this cycle MBA & Fannie forecasting refinance expected to nearly double by 2025 Better Single Family Mortgage Originations ($ billions) ¹ 1 Purchase Refi $1,826 $649 $1,177 2017 $1,766 $532 $1,234 2018 $2,462 $1,136 $1,326 2019 $4,374 $2,802 $1,572 2020 $4,570 $2,670 $1,900 2021 $2,305 $686 $1,619 2022 $1,599 $283 $1,317 2023E $1,923 $467 1. Source: Fannie Mae historical data 2017-2022; Average of MBA and Fannie Mae October 2023 Forecasts for 2023 and 2024; MBA October 2023 Forecast for 2025 and 2026 $1,456 Well Capitalized and Positioned for the Future 2024E $2,254 I $615 $1,639 2025E $2,382 $635 $1,747 2026E If Better captures 1% of the incremental refinance volume in 2024 and 2025 at our current Gain on Sale Margin, that would represent an additional revenue opportunity of ~$103 million over next two years I 1 14

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