Affirm Results Presentation Deck

Quarterly Transactions affirm Notes: 1. 6.7 1.9 4.9 FY Q1'22 Metrics are unaudited 12.2 3.0 9.2 10.5 2.0 8.5 12.0 1.9 10.1 42% Growth 13.3 1.9 11.3 18.4 2.6 15.9 14.4 1.6 12.7 17.4 1.7 15.7 FY Q2'22 FY Q3'22 FY Q4'22 FY Q1'23 FY Q2'23 FY Q3'23 FY Q4'23 Repeat Customer Transactions (M) First Time Customer Transactions (M) 91% Repeat Customers 18.8 1.7 17.1 FY Q1'24 12

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