Bakkt Results Presentation Deck

Summary • Delivered on product roadmap • Made progress with partner network ● Significant achievements in 2022 A Signed a definitive agreement to acquire Apex Crypto Our platform is differentiated and built for the long-haul Significant competitive moat Regulatory and compliance-first focused approach Balance sheet strength Broad partner network ● ● ● • These core strengths position us well to succeed ● Our 2023 priorities appropriately balance growth and discipline Expect macroeconomic environment to remain challenging in 2023, with pockets of growth opportunities Disciplined capital allocation, balancing growth opportunities with prudent firmwide expense management

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