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Axos Financial, Inc. Fixed Income Investor Presentation

Customer Base and Deposit Volume is Well Distributed Throughout the United States Average Deposit Balance 100 500 1000 2500 5000 10000 25000 100000 250000 Nevada Baja California Montana Sonora Baja California Sur *Wyoming Mexico Chihuahua Sinaloa Durango North Dakota South Dakota United States Coahuila Nuevo Leon Maryland District of Columbia Maine New Jersey Delaware axos New Hampshire Massachusetts Rhode Island 000 Number of Accounts 101 1 0 10 Axos Deposits Have National Reach With Customers in Every State New Brunswick 25 50 90 25

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