Hilltop Holdings Results Presentation Deck slide image

Hilltop Holdings Results Presentation Deck

Hilltop Holdings – Q4 2023 Liquidity Update ($ in millions, at period end) FHLB Capacity Investment Portfolio (available) Fed Deposits (excess daily requirements) Total Available liquidity from Fed discount window Total available Liquidity 11 Available Liquidity¹ 41% Through the Cycle Interest-Bearing Deposit Beta² 44% Q4 2022 Q1 2023 58% 4,205 1,594 1,612 7,411 176 $ 7,587 62% $ 65% Q2 2023 Q3 2023 Q4 2023 Notes: (1) Available liquidity is net of utilization. (2) Deposit beta on PlainsCapital Bank deposits excluding HTS sweep and brokered deposits. 100.00 58.0 ● ● Available liquidity totaled -$7.6 billion at December 31, 2023 Total uninsured deposits were $4.7 billion, or approximately 42% of total deposits. Uninsured deposits, excluding collateralized deposits of $315.7 million, were $4.4 billion, or approximately 40% of total deposits ($ in billions) $11.4 1.0% Current Themes Deposit Average Balance and Costs $11.0 1.3% $11.3 1.9% Q4 2022 Q1 2023 Q2 2023 Deposit Average Balance 2.3% $11.2 2.5% $11.1 Q3 2023 Q4 2023 Average Deposit Costs Hilltop Holdings. 11.00% 0 0.00%
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