Firstib Presentations & Investor Relations material

Modern online banking. Timeless banking principles. What can we do for you today? Easy: Higher deposit rates, real-time transaction processing, flexible account options and great service! How do we do it all, you ask? Well, in this day and age it seems like the whole world is moving online. But we were one of the first, opening our virtual doors over ten years ago. We've had plenty of time to master the business of online banking, and we're passing the benefits on to you! Comprehensive Collection of Products and Services IBFirst operates over the Internet, which means we don't have a costly branch network to support. So you get all the tools and resources you'd expect from a brick-and-mortar bank, complete with better rates, lower online fees, and convenient account access! Real-Time Transaction ProcessingMost banks today still rely on batch processing, so transactions are not fully operated until the next day, you ask? Well, in this day and age it seems like the whole world is moving online. But we were one of the first, opening our virtual doors over ten years ago. We've had