#1QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP Domestic dominance Regional leadership Global ambitions March 2021#2At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix Founded in 1964, Qatar Insurance Company (QIC) is the largest insurance powerhouse in the MENA region QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP 2#3At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix QIC - KEY FACTS AND FIGURES - March 2021 Solid foundation Strong financials QIC مجموعة قطر للتامين QATAR INSURANCE GROUP QIC steadily evolved from a domestic player to a regional leader on to global ambitions over 56 years GWP: QAR 3.2 Billion Total Equity: QAR 11.1 billion Total Assets: QAR 44 Billion Market Capitalization: QAR 8 billion Five pillar strategy Direct insurance Lloyd's insurance Reinsurance Life and Medical Asset Management Stable sources of income Consistent underwriting performance over 56 years ✰ Outstanding investment contribution High risk maturity Best in class Enterprise Risk Management practices 3#4At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook 56 YEARS OF OPERATIONAL EXCELLENCE Appendix QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP En route to establishing a global footprint based on domestic dominance and regional leadership Source: S&P CAPITAL IQ MENA: QIC No 1 of 19 companies Asia Pacific: QIC No 14 of 130 - excl. L&H World: QIC No 53 of 255 companies QIC established Abu Dhabi branch established Qatar Re established 50th Anniversary and acquisition of Antares Qatar Re re- domiciled to Bermuda Qatar Re placed USD 450mn perpetual non-call 5.5 subordinated 2 Tier notes Acquisition of Markerstudy, Qatar Re ranked 26th amongst top 50 global reinsurers Q-Life & Medical raised proceeds of USD 180mn through its IPO 1964 1968 2002 2004 2009 2011 2014 2015 2017 2018 2020 Dubai branch established KQIC (Kuwait) and OQIC (Oman) established Q-Life & Medical established QIC Europe Ltd established in Malta Antares established Antares Asia in Singapore 1.4 times OQIC IPO oversubscribed QIC issued US$300 million perpetual non-call 5.5 year subordinated Tier 2 capital notes#5At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix SUSTAINED GROWTH FROM DIVERSIFIED SOURCES Net income Earnings per share in QAR million in QAR 2021 Q1 205 0.055 2020 126 (0.004) 2019 671 0.174 2018 664 0.175 • 2020 results was adversely impacted by the effects of COVID-19 pandemic & CAT losses. QIC Group: Well diversified multi-pillar business set-up Direct Insurance QIC Lloyd's Insurance Antares Life & Medical QIC - MENA region Reinsurance Qatar Re A STANDARD & POOR'S RATINGS SERVICES RATED STRONG Financial strength rating "A" www.standardandpoors.com Financial Strength BEST A Excellent * In 2021, both rating agencies reaffirmed the Group's "A" rating with Negative Outlook. QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP Market Capitalization in QAR million 8,067 7,715 10,321 11,449 2.13%A 43NA +23. INA +5.56% 6729 100. BE 569.23 765.30 689 893.23 12 128.98 432.12 765.23 54% 432.24 Asset Management Epicure Investment Management Real Estate QIC Real Estate Financial strength rating of A (Excellent) www.ambest.com 5#6At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix STRONG ACCESS TO CAPITAL QIC مجموعة قطر للتامين QATAR INSURANCE GROUP QIC shareholders in % as at Mar 2021 2020 Tier-2 Issue Total equity increased by USD 300m Government of 14.29% Qatar 2017 Tier-2 Issue Total equity increased by USD 450m Board of Directors 12.83% о Qatari Royal Family 10.31% 2016 Rights Issue Shareholders' equity increased by c. USD 521m о Foreign 0.91% Institutional Investors 2013 Rights Issue Shareholders' equity increased by c. US$265m о Others Creation of the Group's 2011 Special Reserve catastrophe special reserve 61.66% 2005 Rights Issue Shareholders' equity increased by USD 171m Since 2005, our shareholders have injected a total of USD 957m in capital A large group of investors, namely the government, royal family members and leading business families, have maintained their investments in the Group since its inception in 1964 6#7At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix FINANCIAL PERFORMANCE Gross written premiums 11,823 12,060 12,202 III 2018 2019 Investment and other income • 79 83 3,172 in QAR million Underwriting results QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP in QAR million 519 282 157 2020 2021 Q1 2018 2019 (595) 2020 in QAR million Net income 81 664 671 1,285 957 743 24 251 2021 Q1 in QAR million 205 126 2018 2019 2020 2021 Q1 2018 2019 2020 2021 Q1 Investment income Other income 2020 results was adversely impacted by the effects of COVID-19 pandemic & CAT losses. All figures (2018 to 2020) except net income exclude the effect of discontinued operations (QLM). 7#8At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix Strategy QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP 8#9At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix EXPANDING GLOBALLY AND CONSOLIDATING REGIONAL LEADERSHIP Bermuda London Zurich . Qatar Re US & NatCat • Qatar Re HQ Doha • Antares Group Holdings • Antares Lloyd's 1274 Syndicate • Qatar Re branch • QIC Europe branch UAE Qatar Re Continental Europe and global operations • QIC Group's HQ and domestic operations QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP Malta Singapore Gibraltar QIC Europe Ltd • Antares Asia Zenith Insurance Plc and other non life carriers Muscat Kuwait Shanghai QIC direct insurance operations (UAE) • Oman Qatar Insurance Company Kuwait Qatar Insurance Company Antares Lloyds China 1274 Syndicate 9#10At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix BROAD SPECTRUM OF CAPABILITIES QIC Domestic Reinsurance Lloyd's Life & Medical QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP Asset Management QIC شركة قطر للتأمين Qatar Insurance Company QatarRe antares Personal lines • Agriculture Aviation • Credit & Surety Financial Institutions Marine Motor Home Travel PAB Commercial lines ○ Energy Marine & Aviation Medical Motor ○ Property & Commercial Energy Engineering ⚫ Facultative • Marine & Aviation • Motor • Property • Structured Finance • Political and Financial Risk • Professional indemnity Property Excess of Loss ⚫ Terrorism QIC ــر للتأمين شركة قط Qatar Insurance Company MENA - region Group Life Credit Life • Mortgage Life Group Medical EPICURE Investment Management • Proprietary asset management • Third party asset management 10#11At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix Competitive Position QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP 11#12- - DOMINANT POSITION IN THE MENA REGION Regional comparison (FY 2020) 50,000 45,000 42,741 40,000 35,000 30,000 25,000 20,000 15,000 10,000 5,000 101 12,202 At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix 8,790 13,830 382 4,209 8,803 411 193 3,553 7,539 QIC Tawuniya Orient Oman Ins Co. ADNIC Total assets ■Gross premium 368 3,976 8,255 675 11,151 10,134 5,333 9,609 QIC is the market leader in Qatar and a dominant insurer in the GCC and MENA regions due to Technical excellence in underwriting and asset management Diversified growth across business segments and geographies 196 Bupa Arabia Net income attributable to parent Gulf Ins Co Salama 4,467 1,157 148 12 12 3,733 2,458 Med Gulf 36 OIC مجموعة قطر للتأمين QATAR INSURANCE GROUP in QAR million#13At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix SIGNIFICANT POTENTIAL FOR GLOBAL AND REGIONAL GROWTH QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP QatarRe QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP QIC Domestic and regional О QIC domestic/regional GWP MENA Life & Non-Life Dominant market share in Qatar and ahead of its peers in MENA Significant growth potential in rapidly growing MENA insurance markets Qatar Re Ranked 26th amongst top 50 global reinsurers Aspires to become a Top 10 reinsurer by 2025 Continues to expand geographically and by line of business antares Antares Established as independent Managing Agent at Lloyd's, the world's global insurance and reinsurance market of choice Ranks 26th within Lloyd's by GWP Synergies with QIC have potential to enhance growth QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP QIC Group O Aspires to become a Top 50 international composite insurance group Well diversified by geography, lines of business and sectors Ranks 53 worldwide out of 255 companies Source: S&P CAPITAL IQ USD 0.6 billion USD 50 billion Qatar Re GWP GWP Top 10 reinsurers USD 2.2 billion USD 184 billion Antares GWP GWP Lloyd's USD 0.6 billion USD 40 billion QIC Group GWP Global Non-Life GWP USD 3.4 billion USD 1.4 trillion 13#14At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix Performance QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP $€£ 14#15At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix STRONG TRACK RECORD OF TOP-LINE GROWTH AND BOTTOM-LINE OIC مجموعة قطر للتامين QATAR INSURANCE GROUP Key Highlights (QAR million) 2018 2019 2020 2021 Q1 Gross premium 11,823 12,060 12,202 3,172 Underwriting results 519 282 (595) 157 Net income 664 671 126 205 Investment and other income 826 1,036 1,366 275 Earnings per share (prior years restated) 0.175 0.174 (0.004) 0.055 Cash dividend 15% 15% Bonus share Share price* 36 3.16 2.36 2.47 *Par value of the ordinary share was reduced from Qar 10 to Qar 1 effective 27 June 2019. For 2020 results - Refer the note in page 5 Total Equity in QAR million Total Assets in QAR million CAGR 4% CAGR 7% 10,990 11,106 39,165 10,216 34,734 39,415 42,741 44,029 9,889 9,587 2017 2018 2019 2020 2021 Q1 2017 2018 2019 2020 2021 Q1 15#16At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix KEY PERFORMANCE METRICS 120% 6.2% 100% 1.7% 2.8% 1.9% 6.4% 6.2% 24.7% 8.0% 80% 27.7% 28.9% 60% 27.4% 82.0% 40% 63.8% 64.7% 64.4% 20% - 2018 100.7% Loss ratio QIC مجموعة قطر للتامين QATAR INSURANCE GROUP 2019 103.4% - 2020 112.9% 2021 Q1-99.8% Acquisiton ratio Expense ratio ■CAT losses Ogden rate impact QIC's underwriting performance in 2020 was adversely impacted by the effects of COVID-19 pandemic & CAT losses. 16#17At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix WELL DIVERSIFIED PORTFOLIO ENHANCES CAPITAL EFFICIENCY Gross written Premiums - Focus on profitable growth across individual lines of business 2021 Q1 51% QIC مجموعة قطر للتامين QATAR INSURANCE GROUP 1% 4% 4% 11% 20% 8% 1% 2020 48% 4% 4% 8% 25% 8% 2% 2019 51% 4% 4% 7% 20% 8% 3% 2% 2018 50% 4% 5% 7% 20% 8% 3% 3% Motor Health & Life ■Energy Marine & Aviation ■Property Liability Agriculture ■Credit & Surety 17#18At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix WELL DIVERSIFIED PORTFOLIO ENHANCES CAPITAL EFFICIENCY Gross written Premiums - Geographically diverse 10% 10% 9% 10% 8% 9% 10% 14% 82% 81% 81% 76% 2018 2019 2020 I International Domestic Regional 2021 Q1 QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP 18#19At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix STRONG INVESTMENT PORTFOLIO AND YIELD Invested Assets vs investment and other income QIC مجموعة قطر للتامين QATAR INSURANCE GROUP in QAR million Investment portfolio composition 2021 Q1 826 18,757 1,036 20,553 21,570 21,480 3% 3% 3% 2% 8% 8% 6% 9% 6% 8% 7% 12% 1,366 275 18% 18% 20% 17% 2018 2019 2020 2021 Q1 Invested Assets Investment and other income composition Investment and other income 2021 Q1 Advisory 3% Rental income 3% Income from Associate 2% Dividend Income 11% Gain on Sale of Investments 38% Interest Income & Other Income 43% 67% 64% 60% 61% 2018 2019 2020 2021 Q1 Fixed Income Cash Private Equity & Funds ■Real Estate ■Equity 19#20At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix FOCUS ON SECTOR BALANCE AND SECURITY OF INVESTMENTS Fixed income: Rating 4%- 1% QIC QATAR INSURANCE GROUP Fixed income: Geographic mix Fixed income: Mix by sector 2% 3%- 3% 1% 4% 43% 6% 15% 7% 42% - 53% 18% A- & Above ■Below BBB- 19% BBB- to BBB+ Not Rated ■ MENA ■ Europe ■LATAM Equity: Industry exposure 2% 2%- 3% 3% 4% 4% 5% 13% 17% Financial ■Industrial 14% - 52% 13% ■Financial ■Exploration & Production ■Government ■Consumer Discretionary ■Communications Diversified ■America (excl. LATAM) ■Asia incl. Australia ■ Utilities ■ Africa ■ Others Equity: Country exposure 4% 2%- 5% 5% ■ Energy ■Diversified ■Consumer Cyclical 12% 47% ■Transportation Utilities ■Consumer Non-Cyclical ■Real Estate Others 72% ■ Qatar ■ Others ■ Oman UAE -US ■ Kuwait 20#21At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix EXCELLENT FINANCIAL STRENGTH RATIOS Assets QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP % 2017 2018 2019 2020 Invested assets to total assets Invested assets to net technical reserves 53% 48% 52% 51% 131% 125% 133% 137% Cash and bank deposits to net technical reserves 57% 54% 55% 52% Solvency: Increased capital utilization, ratio remains strong As per QCB 2017 2018 2019 2020 As per S&P 2017 2018 2019 2020 Eligible Capital 8,377 7,524 9,283 9,806 Eligible Capital 9,454 9,042 9,210 8,739 Solvency Ratio 188% 160% 181% 188% Solvency Ratio 148% 121% 121% 122% 188% 181% 188% 160% 148% 121% 121% 122% 2017 2018 2019 2020 2017 2018 2019 2020 QCB Solvency ratio Solvency Ratio 21#22At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix STRONG FINANCIAL STRENGTH Financial strength rating for QIC STANDARD & POOR'S RATINGS SERVICES RATED STRONG Twancial Strength BEST & Exselect Rating: 'A' / Strong Outlook: Negative QIC Group equity Rating: 'A' (Excellent) Outlook: Negative QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP "QIC benefits from a diverse competitive position supported by its leading domestic standing, regional Gulf Cooperation Council (GCC) operations, and a substantial (re)insurance income stream from the international market, which generates about three-quarters of the group's GWP" "The ratings reflect QIC's balance sheet strength, which AM Best categorizes as very strong, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management (ERM)." 2019 2020 Share capital Share premium Legal reserve General reserve 3,266.10 3,266.10 in QAR million 2021 Q1 3,266.10 2,759.19 2,759.19 2,759.19 634.57 634.57 634.57 287.00 287.00 287.00 Fair value (loss) reserve 177.46 399.77 318.52 Catastrophe special reserve 32.02 32.02 32.02 Other components of equity (38.77) 21.46 45.99 Retained earnings 1,335.69 805.51 977.10 Equity attributable to parent 8,453.26 8,205.62 8,320.49 Non-controlling interest 147.33 87.04 88.61 Subordinated perpetual debt 1,615.60 2,697.24 2,697.24 Total equity 10,216.19 10,989.90 11,106.34 22#23At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix Organisation QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP 23#24At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix STRONG GEOGRAPHIC AND SECTOR DIVERSIFICATION Group level Operations QIC شركة قطر للتأمين Qatar Insurance Company Sector Direct Insurance: Personal Lines Commercial Lines QatarRe QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP antares QIC للتأمين شركة قط Qatar Insurance Company MENA - region QIC مجموعة قطر للتامين QATAR INSURANCE GROUP EPICURE Investment Management Reinsurance: Lloyds Re/insurance: Life and Medical: Property & Casualty Commercial Lines • Facultative Lines Medical Lines Life Lines Asset management: Proprietary and TP asset management Qatar Geography GCC Global Global Qatar GCC Global Europe 25#25At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix Risk Management QIC مجموعة قطر للتامين QATAR INSURANCE GROUP 26#26At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix STRICT ADHERANCE TO CLEARLY DEFINED ERM PROCEDURES Risk Management at QIC ○ о ERM is broken down into Risk Management, Capital Management and Exposure Management Governance structure follows the three lines of defence model with dedicated Risk Committees in each entity of the company Each entity committee reports into the Group Risk Committee, which reports to the Group's Board and Audit committee Risks are monitored and maintained according to risk categories such as insurance, market, credit, operational and group Each risk is assessed for impact and probability along with the controls in place to mitigate О Risk controls are reviewed quarterly QIC has in place an extensive stress and scenario testing framework O QIC conducts analysis into emerging risks О Risk appetite and tolerance set at the group and entity level with the position against these metrics monitored on an on-going basis Group Risk Steering Committees, Entity Board, Entity 6. Communicating and Consulting Risk Committee, Audit Risk Committee Enterprise risk management cycle 1. Establishing Goals: Risk Appetite & Tolerance statement, Strategy & Business Plan for the year 2. Identifying Risks: Risk Registers 3. Analyzing Risks: Risk Score 4. Prioritizing Risks: Risk Prioritization Matrix 5. Risk Mitigation: Control Analysis QIC مجموعة قطر للتامين QATAR INSURANCE GROUP 7. Monitoring and Reviewing Ongoing Process 27#27At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix Outlook QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP 28#28At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix ASPIRING TO BECOME A GLOBAL TOP 50 COMPOSITE INSURER Well-diversified business mix Balanced geographical mix Credit & Surety 1% Liability 8% Marine & Aviation 11% Agriculture Motor 51% 1% Energy 4% Health & Life 4% Property 20% International 76% Domestic 14% Regional 10% QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP Distinct sources of income Third party Asset Management 2% Re/ Insurance 36% Investments 62% A portfolio of powerful franchises QIC ـن شركة قطر للتأء Qatar Insurance Company Continue to capitalize on transactional opportunities Grow QIC Europe Expand into Asia / Pacific on the back of Qatar and Antares Further grow medical and life lines in the domestic and regional market QIC Qatar Re مجموعة قطر للتأمين QATAR INSURANCE GROUP antares QIC Europe Ltd: Became a common platform for QIC's entry into Europe Use synergies with Qatar Re in reinsurance and Antares in specialty insurance Qatar Re: Leverage acknowledged market and product expertise to expand on a global scale, broaden product offering Antares: Capitalize on Lloyd's expansion and leverage synergies with Qatar Re EPICURE Investment Management Further build 3rd party investment capabilities Continue to generate investment income above index and peers 29#29At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix APPENDIX QIC مجموعة قطر للتامين QATAR INSURANCE GROUP 30#30At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix INCOME STATEMENT, 2018 – 2021 Q1 QIC مجموعة قطر للتامين QATAR INSURANCE GROUP Particulars (all figures in QAR '000) 2018 2019 2020 2021 Q1 Gross written premium 11,822,672 12,059,943 12,201,733 3,171,901 Net earned premium 10,471,356 9,966,575 8,918,305 1,914,361 Net claims incurred (7,029,453) (6,807,003) (7,312,649) (1,232,809) Net commission (2,922,690) (2,877,374) (2,200,552) (524,623) Net underwriting income 519,213 282,198 (594,896) 156,929 Investment and other income 825,836 1,036,451 1,365,761 274,994 G&A expenses (735,933) (734,612) (742,840) (227,130) Profit from discontinued operations 55,052 86,878 98,048 664,168 670,915 126,073 204,793 Net income Attributable to: - Net income Owners of parent 645,942 650,874 101,017 200,634 Net income - Non controlling interests 18,226 20,041 25,056 4,159 For 2020 results - Refer the note in page 5 31#31At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix BALANCE SHEET, 2018 – 2021 Q1 Balance Sheet (QAR '000) ASSETS Cash and cash equivalents Insurance and other receivables Reinsurance contract assets Investments Investment properties Property and equipment Goodwill and intangible assets TOTAL ASSETS Liabilities 2018 2019 2020 QIC مجموعة قطر للتامين QATAR INSURANCE GROUP 2021 Q1 8,011,163 8,544,700 8,212,111 7,906,321 9,345,951 8,452,858 9,004,400 9,649,478 5,467,185 5,099,804 7,302,864 8,008,996 15,021,431 15,938,130 16,988,120 17,240,756 606,372 596,004 479,451 480,745 52,033 146,935 133,486 124,893 660,488 636,883 620,501 39,164,623 39,415,314 42,740,933 617,576 44,028,765 Short term borrowings 4,881,821 4,526,219 4,109,766 4,148,241 Insurance contract liabilities 20,420,997 20,499,218 23,080,985 23,801,720 Provisions, reinsurance and other payables 4,142,016 3,995,183 4,374,022 4,783,529 Loans 132,554 178,500 Total liabilities 29,577,388 29,199,120 186,255 31,751,028 188,939 32,922,429 Equity Share capital 3,189,059 3,266,101 3,266,101 3,266,101 Reserves & surplus 4,536,764 5,187,160 4,939,516 5,054,382 Non controlling interests 245,816 147,337 87,047 Subordinated perpetual debt 1,615,596 1,615,596 2,697,241 88,612 2,697,241 Total equity 9,587,235 10,216,194 10,989,905 11,106,336 TOTAL LIABILITIES & EQUITY 39,164,623 39,415,314 42,740,933 44,028,765 32#32At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix QATAR: A THRIVING ECONOMY GDP and real GDP growth* 250 3.6% 2.2% 200 150 100 50 165 152 0 2015 2016 GDP *Source: MDPS Strong fundamentals 1.6% 167 2017 2018 Growth rate in USD billion 1.5% 5.00% -0.2% 191 183 3.00% QIC QATAR INSURANCE GROUP Hydrocarbon vs. Non-hydrocarbon sectors in GDP* مجموعة قطر للتامين 45% 48% 1.00% 62% 70% 68% 64% -1.00% -3.00% 55% 52% 38% 30% 32% 36% -5.00% 2019 2013 2014 2015 2016 2017 2018 Hydrocarbons Non Hydrocarbons *Source: MDPS Strong credit rating in the GCC Strong population growth World's highest per capita S&P: AA-; Fitch: Aa3; Moody's: Aa3 Tripled since 2003, 2.7 million in 2018, 2.8 million by 2020 USD 130,000 2018E Diversifying the economy Hydrocarbon reserves World largest exporter of LNG Investments into infrastructure National Rail Project USD 25 trillion 77 million tonnes per annum; 2024E 110 mtpa USD 150 billion by 2020 USD 40 billion 33#33At a Glance Strategy Competitive Position Performance Organisation Risk Management Outlook Appendix QIC BOARD OF DIRECTORS AND MAJOR SHAREHOLDERS Sheikh Khalid bin Mohammed bin Ali Al-Thani Chairman & Managing Director Abdullah bin Khalifa Al-Attiya Deputy Chairman Hussain Ibrahim Al-Fardan Board Member Jassim Mohammed Al-Jaidah Board Member Sheikh Hamad bin Faisal bin Thani Al Thani Board Member Khalaf Ahmed Al-Mannai Board Member QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP Sheikh Jassim bin Hamad bin Jassim bin Jabor Al Thani Board Member Sheikh Faisal bin Thani bin Faisal Al-Thani Board Member Sheikh Saoud bin Khalid bin Hamad Al Thani Board Member Ali Youssef Hussein Ali Kamal Board Member Sheikh Abdulrahman bin Saud bin Fahad Al Thani Board Member Khalifa A. Al Subaey 35 Group President#34تنتشر عالمياً، وفي المقدمة إقليمياً. Expanding Globally. Leading Regionally. Bermuda Zurich Malta London Singapore Shanghai Qatar Kuwait UAE Oman QIC مجموعة قطر للتأمين QATAR INSURANCE GROUP