#1PropertyGuru Group Investor Presentation PGRU LISTED NYSE#2Disclaimer PropertyGuru Group This presentation has been prepared by PropertyGuru Group Limited (the "Company") for information purposes only. In accessing this presentation, you agree to be bound by the following terms and conditions. This presentation may not be reproduced or redistributed, in whole or in part, without the prior written consent of the Company. The presentation is not directed to, or intended for distribution to or use by, any person or entity that is a citizen or resident of, or located in, any locality, state, country or jurisdiction where such distribution or use would be contrary to law or regulation or which would require any registration or licensing within such jurisdiction. This presentation does not constitute or form part of, and should not be construed as an offer or the solicitation of an offer to subscribe for or purchase securities of the Company, and nothing contained therein shall form the basis or be relied on in connection with any contract or commitment whatsoever. Sales and offers to sell securities will only be made in accordance with the U.S. Securities Act of 1933, as amended, and applicable SEC regulations, including the written prospectus requirements. The information contained herein is subject to change without notice. None of the Company, its shareholders, or any of their respective affiliates, directors, officers, employees, agents, advisers or any other person makes any representation or warranty (express or implied) or accepts any responsibility or liability for the accuracy or completeness of this presentation or any or all of the information in this presentation or otherwise made available. It is not the intention to provide, and you may not rely on these materials as providing, a complete or comprehensive analysis of the performance, financial position or prospects of the Company and its subsidiaries (the "Group"). This presentation contains "forward-looking statements" within the meaning of U.S. federal securities laws, including statements regarding our industry, operations and financial performance. Forward-looking statements are identified by the use of forward-looking terminology such as "believe", "expects", "may", "will", "could", "should", "shall", "risk", "intends", "estimates", "aims", "targets", "plans", "predicts", "continues", "assumes", "positioned" or "anticipates" or the negative thereof, variations thereon and similar expressions. Forward-looking statements include all matters that are not historical facts. Forward-looking statements are management's current predictions, projections or expectations about future events. that are based on current expectations and assumptions and, as a result, are subject to risks and uncertainties. Many factors could cause actual future developments to differ materially from the forward-looking statements in this presentation, including, but not limited to: the overall economic environment, the property market and general market and economic conditions in the countries in which the Group operates; changes in domestic and foreign business, market, financial, political and legal conditions; changes in fiscal policy in the markets in which we operate; competitive pressures in and any disruption to the industry in which the Group operates; the Group's ability to sustain profitability despite a history of losses; the Group's ability to implement its growth strategies and manage its growth; customers of the Group continuing to make valuable contributions to its platform; the Group's ability to meet consumer expectations; the success of the Group's new product or service offerings; the Group's ability to produce accurate forecasts of its operating and financial results; the Group's ability to attract traffic to its websites; the Group's ability to assess property values accurately; the Group's internal controls; the impact of rising inflation and interest rates on the Group's business, real estate markets and the economy in general; the impact of government and regulatory policies on real estate or credit markets in Vietnam and other countries in which the Group operates; political instability in the jurisdictions in which the Group operates; political unrest, terrorist activities and other geopolitical risks, including the ongoing military action between Russia and Ukraine and between Israel and Hamas; fluctuations in foreign currency exchange rates; the Group's ability to raise capital; media coverage of the Group; the Group's ability to obtain insurance coverage; changes in the regulatory environments (such as anti-trust laws, foreign ownership restrictions and tax regimes) of the countries in which the Group operates; the Group's ability to attract and retain management and skilled employees; the impact of the COVID-19 pandemic on the business of the Group; the Group's ability to integrate newly acquired businesses or companies and the success of the Group's strategic investments and acquisitions; changes in the Group's relationship with its current customers, suppliers and service providers; disruptions to information technology systems and networks; the Group's ability to grow and protect its brand and the Group's reputation; the Group's ability to protect its intellectual property; changes in regulation and other contingencies; the Group's ability to achieve tax efficiencies of its corporate structure and intercompany arrangements; potential and future litigation that the Group may be involved in; unanticipated losses, write-downs or write-offs, restructuring and impairment or other charges, taxes or other liabilities that may be incurred or required subsequent to, or in connection with, the consummation of the Group's completed business combination; technological advancements in the Group's industry; and other risks discussed in our filings with the U.S. Securities and Exchange Commission. Forward-looking statements are not guarantees of future performance. The foregoing list of factors is not exhaustive. Forward-looking statements speak only as at the date of this presentation, and none of the Company, its shareholders, or any of their respective affiliates, directors, officers, employees, agents, advisers or any other person undertakes to update or revise any forward-looking statements as a result of new information or to reflect future events or circumstances. You are cautioned against placing undue reliance on the forward-looking statements in this presentation, and all forward-looking statements in this presentation are qualified by these cautionary statements. The Company does not give any assurance that it will achieve its expectations. This presentation includes information that is publicly available or sourced from parties other than the Group. None of the Company, its shareholders, or any of their respective affiliates, directors, officers, employees, agents, advisers or any other person accepts any liability or responsibility whatsoever with respect to such information. This presentation contains financial information that has not been prepared in accordance with U.S. generally accepted accounting principles or International Financial Reporting Standards ("non-GAAP measures") including, but not limited to, average revenue per agent ("ARPA"), average revenue per listing ("ARPL"), Adjusted EBITDA and Adjusted EBITDA margin and certain ratios and other metrics derived therefrom. Non-GAAP measures should not be considered in isolation or as an alternative to financial measures determined in accordance with U.S. GAAP or IFRS. The Company's non-GAAP measures in this presentation may be calculated differently from similarly titled measures prepared by other companies, which limits. the usefulness of these non-GAAP measures as a comparative measure of the Company's financial performance, results of operations, financial condition, liquidity or prospects. This presentation may contain trademarks, service marks, trade names and copyrights of other companies, which are the property of their respective owners. Solely for convenience, some of the trademarks, service marks, trade names and copyrights referred to in this presentation may be listed without the TM, SM or symbols, but the Company will assert, to the fullest extent under applicable law, the rights of the applicable owners, if any, to these trademarks, service marks, trade names and copyrights. 2#3PropertyGuru Group We power communities to live, work, and thrive in tomorrow's cities 3#4Picture the Possibilities Group ✰ PropertyGuru 1 Clear market leader with proven unit economics 37m property seekers (1) 2 Positioned to monetise the fourth largest economic bloc globally $8B TAM 3 Purpose driven & guided by values Stable and seasoned leadership • Profitable at Adjusted EBIDTA • Regional urbanisation • Strong consumer preference • Track record of revenue growth • • Middle class expansion High customer satisfaction (1) Based on Google Analytics data between April 2023 and September 2023. 4#5Seasoned Management Team Hari V Krishnan CEO and Managing Director • Former VP APAC at LinkedIn MBA, INSEAD & MS, University of Colorado Joe Dische Chief Financial Officer • Former CFO at ASX-listed iCar Asia • Accountant ICAEW, Graduate Member of AICD Helen Snowball Chief People Officer Former Global Head of People Solutions & Experience, JLL Masters in Counselling, Monash University, Australia Disha Goenka Das Chief Marketing Officer Former Senior Global Director of Marketing, Twitter • MBA, Diploma from Stanford, INSEAD Manav Kamboj Chief Technology Officer & Managing Director Fintech . Former Head of Product & Technology, Snapdeal PGDBM from IIM Lucknow Shyn Yee Ho-Strangas Managing Director, Data & Software Solutions Former Global Product Director at Expedia BBM, Singapore Management University Jeremy Williams Managing Director, Marketplaces • Former CFO at CarTrade Significant Asian Experience in The Digital Space in Google • MBA from Cornell University PropertyGuru Group YAHOO! e cíti travelguru expodia group vodafone CarTrade.com JLL snapdeal … CISCO. ¡CarAsia 5#6Southeast Asia's Leading PropTech Company ✰ PropertyGuru Group Vietnam Thailand Malaysia Singapore Ⓒ Market leading property marketplaces in SEA 1,700+ employees 37M property seekers 59K property agents 2.9M property listings NYSE: PGRU listing in March 2022 6#7Our 15-Year Journey of Innovation Closes funding from angel investors F Mobile Immo Scout24 ✰ PropertyGuru Group PGRU LISTED Closes funding from KKR Launch of PropertyGuru Lens and Home-Loan Pre-Approval Closes Series F funding NYSE Property Guru listed on New York Stock Exchange Strategic investment by Deutsche Telekom and Immobilienscout24 Closes funding from TPG, Emtek, and Square Peg Capital Hari V. Krishnan appointed as CEO 10% 8 Do 00 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 P PropertyGuru launches in Singapore P Expands into Malaysia, Indonesia, Thailand PropertyGuru FastKey >> ASA PROPERTY Acquires SaaS platform eProperty Track (now FastKey) P P K Acquires Asia Property Awards , Batdongsan Expands in Vietnam, wholly acquiring Batdongsan.com.vn PropertyGuru $ Finance Launch of PropertyGuru Finance sendhelper by PropertyGuru Acquires Sendhelper M Rumah.com by PropertyGur Acquires RumahDijual in Indonesia Expands into Vietnam with strategic investment in Batdongsan.com.vn MyPropertyData Acquires MyProperty Data in Malaysia REA Group (listed on ASX), whose wholly owned subsidiary became a major shareholder of PropertyGuru following PropertyGuru's acquisition of REA Group's Malaysia and Thailand property portal business iProperty Acquires IPP Assets from REA*#8Core Markets with a TAM Exceeding US$8 Billion ✰ PropertyGuru Group (1) Source: Frost & Sullivan (2020) Home Services Developer OS Data Services FinTech ~$2.3B Agent and Developer Marketing Core listings marketing and developer solutions (1) FinTech Mortgage leads, property and ~$1.7B rental insurance Agent and Developer Marketing ~$0.5B Note: USDSGD FX rate of 1.3449; Adjacent TAMS (ex-Agent & Developer Marketing) as per Frost & Sullivan Data Services Valuation & data consultancy services for valuers, banks, developers and governments Developer OS ~$0.9B Enabling core IT systems automation for developers in sales, marketing, and property management Home Services ~$2.7B Contractor and moving services 8#9Leader In 4 Core Markets Market Position (1) Brands ✰ PropertyGuru Group Engagement Market Share (2) Organic Traffic (3) #1 Singapore PropertyGuru CommercialGuru 83% 6.2x closest peer (2) 89% #1 Malaysia 12.8x PropertyGuru ¡Property 86% 92% closest peer (2) .com.vn #1 Vietnam Batdongsan by PropertyGuru ĐÔ THỊ. 4x 64% TIN NHANH BẤT ĐỘNG SẢN NET 80% closest peer (2) #1 Thailand DDproperty thinkofliving.com 51% 1.7x closest peer (2) 79% (1) Based on Engagement Market Share, which is the average monthly engagement for websites owned by PropertyGuru as compared to average monthly engagement for a basket of peers calculated over the relevant period. Engagement is calculated as the number of visits to a website during a period multiplied by the total amount of time spent on that website for the same period, in each case based on data from SimilarWeb. In this presentation, Engagement Market Share is based on SimilarWeb data between April 2023 and September 2023. The average time on site is calculated as the time elapsed between the first and last page view per visit (visits are closed after 30 minutes of inactivity); closest peer as identified by data from SimilarWeb. (2) Engagement market share data is based on SimilarWeb data between April 2023 and September 2023. (3) Organic traffic (which is traffic to a website that is not a visit generated by a paid advertisement and all mobile application traffic) as a proportion of total visits as sourced from Google Analytics, last 6-month average as of 30 June 2023. 9#10Southeast Asia is a dynamic investment region ✰ PropertyGuru Group 473M Population #4 World's Largest Economy by 2030 (1) 2015-2025E Increase 61% in Average GDP per Capita Source: Frost & Sullivan (2020) (1) Singapore Business Review, ASEAN to become world's fourth largest economy for 2030: Singapore PM Lee, August 2018 School SLOW DOWN 11#11PropertyGuru Group Market Structure: Southeast Asia (SEA)#12Experiencing a digital revolution 74% Internet Penetration ✰ PropertyGuru Group 8 hours Time per day spent using internet (1) (2) (Global Average: 6 hours 43 mins) 62% Population under 30 (3) Source: Frost & Sullivan (2020) (1) Digital in 2020 Yearbook; Average amount of time that internet users aged 16 to 64 spend using the internet each day on any device (2) Average of Singapore, Malaysia, Indonesia, Philippines, Thailand and Vietnam (3) Euromonitor data 2999 2 12#13Strong Demographic Tailwinds Group ✰ PropertyGuru TELEURBANISATION Halfway through a decade of LLE urbanization, over 50 million urbanites need housing MIDDLE CLASS EXPANSION Increasing purchasing power, +61% expected growth (1) over a decade DIGITALISATION More than 200 million people moving online (2) Source: Frost & Sullivan (2020) (1) Difference between total SEA urban population expected in 2023 and 2013 (2) Average for 5 countries from 2015 to 2025#14PropertyGuru Group SEA PropTech Landscape LEBERR M#15Property Market Macro Trends (2020-2022) Singapore Malaysia COVID'S initial impact • The private residential market had a downturn but rebounded in mid 2020. • Vietnam PropertyGuru Group Buyers rushed for the government-initiated Home Ownership Campaign. • The residential market had a downturn in volume. g Adapting to the new landscape Despite the several cooling measures, property prices continued to rise and reached historic pricing levels. • Demand and pricing of residential property soared. • Interest rates and inflation rose. • Geopolitical tensions fuelled inflation and interest rates. • The State Bank limited lending to control speculative property purchases. 》 Looking forward • The cooling measures targeted investors and foreign buyers. • Private residential market remains largely unaffected. • The economy is expected to maintain its resilience. . Key drivers include private consumption and ongoing infrastructure projects. • The underlying demand for property remains high. • As the government begins to relax credit lending the market is expected to rebound. 15#16Economic development in the region is leading to primary real estate growth Case study: Ho Chi Minh City (Vietnam) ✰ PropertyGuru Group ĐỨC HÒA HỮU THANH Cỏ Đông River Vam PHƯỚC CÙ CHI VĨNH AN TAN THONG HOI HOC MON PHÙ MỸ Thủ Dầu Một HIỆP THÀNH PHÙ HOA TẬN PHƯỚC KHÁNH Thuận An Di An Qo о LÊ MINH XUÂN VINH LOCA VĨNH LỘC B Ho Chi Minh City 8. THIỆP BINH CHÁNH THAO DIỆN (1) Source: Batdongsan.com.vn LONG AN BINH TRỊ DONG B TÂN PHÚ AN LAC BINH HUNG о ONG AN HONAI Bien Hoa LONG BÌNH cù lao Pho PHƯỚC TẤN LINH TRUNG TĂNG NHƠN TAM PHƯỚC PHÙA AN PHƯỚC GIANG LON 2016 1,076 total projects HỌ CHI MINH CITY CT01 TT. LONG THÀNH PHƯỚC THIỀN LO * TẾ HIỆP PHƯỚC LO LONG THỌ Residential Projects (1) 16#17Economic development in the region is leading to primary real estate growth Case study: Ho Chi Minh City (Vietnam) ✰ PropertyGuru Group ∞ ĐƯỢC HÒA HỮU THANH Co Dong River Vam 8 CÙ CHI TAN PHƯỚC VĨNH AN THONG HOI 8 о PHÙ MỸ Thủ Dầu Một PHÙ HOA HOC MON HIỆP THÀNH TÂN PHƯỚC KHÁNH Thuận An Di An 00 VINH LOCA VĨNH LỘC: Ho Chi Minh City. HIỆP BINH CHANH LÊ MINH XUÂN O 8 о (1) Source: Batdongsan.com.vn LONG AN HONAI CO Bien Hoa LONG BÌNH Zao Pho PHƯỚC TẬN LINH TRUNG TĂNG NHƠN TAM PHƯỚC PHÙA AN PHƯỚC GIANG LON 2020 (1) 1,915 total projects "G O THAO DIỆN CT01 TT. LONG THÀNH PHƯỚC THIỀN LO TÂN PHÚ 80ADLAG BINH HUNG 00 ONG AN HỌ CHI MINH CITY * TẾ HIỆP PHƯỚC LO 8 LONG THỌ Residential Projects 17#18Global Market & Peer Comparison While every market is unique, similarities exist in core business model and expansion approaches Market Context All numbers in USD Tx value² / vol² Commission % Business Model Other Details Key Drivers of Monetisation Other Details rightmove $490B / 1.5M 1.5 - 4% (United Kingdom) Exclusive instruction Supply constrained market Agent subscription with annual price rises 合 REA $477B3 / 0.7M4 1.5 - 4% Seller pays for advertising (0.5-1%, sometimes on top of agent commission) (Australia) >70% exclusive instruction Scout24 (Germany) . $217B / 0.7M8 3 -7% Buyer and seller agents split commission by law (previously only buyer paid commission) • 2Zillow (United States) $3.2T / 6.8M7 5 -6% Exclusive instruction Commoditized listings (MLS) Buyer and seller agents split 6% commission ✰ PropertyGuru Group Mortgage and conveyancing Rightmove has 88% share of top 4 portals Single market player Shift from agent subscription to discretionary (depth product spend) over time Mortgage and new homes offerings Support for agents to get marketing $$ from vendors (sellers) Agent subscription Agent commission share for sales mandates from platform Pay-per-lead (seller) SaaS license fees. Mortgage services Buyer advisory program Multi-market player Buyer and tenant subscription Agent subscription Share of voice pricing CPC/ CPM advertising • Mortgage and conveyancing Aiming to maximise "revenue per transaction": • iBuyer entry in 2019/ exit in 2021 Shift to a commission-share only model in certain areas 1- REA's Australia Property & Online Advertising segment only 2- http://www.hofinet.org/countries/index.aspx 3-ABS: Residential Property Price Indexes: Eight Capital Cities (Price), HIA, ABS: Total Value of Dwellings (Volumes) 4-HIA, ABS: Total Value of Dwellings (Volumes) 5-https://www.housingwire.com/articles/zillow-testing-major-changes-to-premier-agent-program/ 6- https://seekingalpha.com/article/4500202-zillow-growth-stock-cheap 7- National Association of Realtors (USA) 8-Scout24 2021 Annual Report 18#19SEA's Unique Market Dynamics in Contrast to the US ✰ PropertyGuru Group Multiple Listings Service (MLS) Difference There are no MLSS in SEA. Opportunity We can gain a competitive advantage with coverage and quality of listings. Agency Support of Individual Agents Agencies provide significant value for salaried agents in the US. Agencies in SEA provide limited brand value, with intra-agency agent competing for listings. Agent Licensing & Compliance There are fewer regulatory and licensing requirements for agents in SEA. We can become a trusted source of information. Mortgage & Financing Options In SEA mortgage loans are primarily a product of large banks and do not involve brokers. We can provide trust, transparency, choice through digitisation. Data Transparency & Availability Property data is limited in SEA causing the banks here not to use automated valuation models. We can create value additive data platforms for banks and developers. 19#20PropertyGuru Group Our Business Model#21Property Marketplaces Value Proposition Agents advertise properties to match. buyers/tenants with sellers / landlords & developers market new projects Source of Revenue • Recurring annual subscription for Property Agents and Agencies with tiered packages (Pay per listing in Vietnam only) • Advertising for Property Developers' new project launches Property Developer Awards and Events PropertyGu Ada Property Awards PropertyGuru Buy Rent Condos HDB New Projects Mortgages Overseas Find Agent Guides More Condos Newton/Novena > Pulman Recidences For Sale Pullman Residences Freehold. District 11 New Project 2024 1121@ ✰ PropertyGuru Group 10 My Activities Login A coveted address, Frolic or swim, 17m in a vibrant above the ground, This highlight item must have a max. View: 360 Panoramic views of the city, river and park! Asia Property Awards Grand Final Sepatydums KOHLER Asm Property Awords 2023 The region's finest developers will be honoured at the exclusive pale deer of the PropertyGutu Asia Property Awards Grand Real to celebrate the best of the best i the Asia Paciicreal estate sector throughout the past yea Prepontani by global brand Kanier, the Properпубита Asin Properly wowards is the пост повратома ала там подht after ronl state industry awards programmed in 2008 with a profesionaly run and repercitating system, the fi Property Award the gold standard real estate Quin 2 m.bddown.com.m Botdonosn Miro gia The Sholi Binh Tan 311 An Duong Wu, Phang An Lac Duan B Chran Duran BDS Tean Quo Dự án toàn quốc Hiện đang có 11 dự án Deng mban Lumena Beach Phú Quốc 21#22Agent Subscription Packages: Singapore Track record of increasing average revenue per agent 12 months $ 12 months $$ 5 concurrent listings 30 concurrent listings 550 ad credits 3,100 ad credits Data - basic functionality (1) Data - limited functionality (2) Basic Premium Features Standard Most basic Additional Premium Features Advance Best for starters Note: Our subscription packages are similar across all of our markets except for Vietnam which operates under a "pay as you go" model Basic functionality refers to non real time project data and basic listing performance insights (2) Limited functionality refers to non real time project, unit, and market data, as well as advanced listing performance insights (3) Full functionality refers to real time data and full listing performance insights ✰ PropertyGuru Group 12 months $$$ 70 concurrent listings 10,500 ad credits 12 months $$$$ 120 concurrent listings 38,000 ad credits Data - full functionality (3) Data - full functionality (3) Additional Premium Features Additional Premium Features Premier Best for full-time Agents Business Suits highly active Agents 22#23FinTech Solutions Value Proposition Buyers are matched to mortgages, advertised by banks and brokered by PropertyGuru Source of Revenue . Commissions on consumer mortgage fulfillment by banks - (S$4 billion in originations) Leverage customer data to build life- time value services PropertyGuru Group Property Guru Buy Sell NEW Rent Condos HDB New Projects Mortgages Find Agent Guides More My Activities Login A Mortgage Loans Refinancing Loans Best Mortgage rates in Singapore 2023 We compare all the banks and monitor the market daily to find you the best interest rates. I want to buy a home I want to refinance my loan Property Type Private Property ▾ Remaining Loan Amount $$ 650.000 Remaining Tenure Yrs 25 Current Interest Rate % 4.5 Current Bank Select Bank- ✓ Search Loans Refine your results. O Preferred Rate Type Any Fixed Floating Preferred Bank All banks Promotional Offers Bank of China CIMB Citibank We found 66 home loans for you Rates updated as of 6 June 2023 Sorted by lowest to highest 1st year interest rates DBS 3 Year Fixed Package DBS Fixed 3 years Rate Type Lock-in Period S$ 11,440 Total Savings 3.50% Interest Rate Year 1 Show More Bank of China 3 Years Fixed Package ✓ DBS Hong Leong Finance Fixed HSBC Rate Type Maybank Show More OCBC RHB Singapura Finance Standard Chartered Bank State Bank of India UOB 3 years Lock in Period S$ 11,440 Total Savings Enquire Now ⑥ 中国体有 3.50% Interest Rate Year 1 Enquire Now PROMOTIONAL OFFER Fixed Rate Type 3 years Lock in Period S$ 10,563 Total Savings 3.50% Interest Rate Year 1 Show More Enquire Now 23#24Data and Software Solutions Value Proposition • Proprietary data, insights and workflow solutions to empower confident business decisions and efficient automation Source of Revenue Property market intelligence subscription for Financial Institutions, Property Developers, Government agencies, Institutional Investors, and Retailers Subscription to valuation management system for Financial Institutions, Property Developers, Government agencies, Institutional Investors, and Retailers Subscription to project and leads management software for Property Developers 000 DataSense Map 2.0 ArcGIS: GKL 01 PropertyGuru For Business ° DotSence Mape View Map Rally Demand Analys Ape Gu Profi 000 DataSense Map 2.0 ArcsIS: GKL 10. Hoca ✰ PropertyGuru Group 24#25Home Services Value Proposition Quality services made easy; Managed marketplace platform to facilitate the provision of home services in Singapore. All communications and payments stay within the platform Source of Revenue Platform fee charged to home services suppliers when a customer books a service 12:11 = Create Job STA sendhelper Our Services by PropertyGuru Blog Become a Partner Get $50* on your first order with code GET50. Book Now Quality cleaning services made easy Cleaner Keep your place tidy 910 Postcode Book Now Deep Cleaning Specialist for mattress, move-in/out & spring cleaning Laundry Dry clean Contactless pick up and delivery Aircon Servicing Professionals for ad-hoc & contract servicing Handyman Professionals for home repair Tasks & Errands Personal assistant on-demand Pest Control Specialist for pest control Create Job Cooking PropertyGuru Group Contact us Login/Signup D $55 R DEEP CLEANING AIRCON SERVICE LAUNDRY HANDYMAN COOKING PEST CONTROL TASKS & ERRANDS #1 Singaporean Home Services Brand Brought to you by PropertyGuru Group Trusted by 40 million+ users 4.5/5 2,500+ 25#26PropertyGuru Group Financial Performance#27Full Year 2022 Operating Highlights Solid Growth ↑ S$136M Revenue for FY22 Increased +35% Y-O-Y ↑ S$25M Singapore ✰ PropertyGuru Group ↑ S$14M (1) Marketplace Revenue Y-O-Y ↑ +34% Adjusted EBIDTA FY 2022 Singapore Y-O-Y ↑ +24% Malaysia Y-O-Y ↑ +77% Vs. loss of S$10M in 2021 Vietnam Y-O-Y ↑ +28% Vietnam Key Metrics S$4,078 Average Revenue per Agent (ARPA) +24% Increase in ARPA Y-O-Y S$2.97 Average Revenue per Listing (ARPL) +8% Increase In ARPL (1) Adjusted EBITDA in 2022 excluded the on-going cost of a listed entity. 27 22#28✰ PropertyGuru Group Q3 2023 Operating Highlights S$39M Marketplace Revenue Y-O-Y ↑ +13% Resilient Growth Singapore Y-O-Y ↑ Revenue in Q3 +24% ↑ S$5M Increased Adjusted EBIDTA Q3 2023 Malaysia Y-O-Y ↑ +5% +13% Y-O-Y Vietnam Y-O-Y ↓ -33% Singapore Vietnam Key Metrics S$1,279 Q3 Average Revenue per Agent (ARPA) +23% Q3 Y-O-Y increase In ARPA S$3.37 Q3 Average Revenue per Listing (ARPL) +16% Q3 Y-O-Y increase In ARPL 28#2950 50 Revenue (s$m) Malaysia Revenue growth is independent of the property cycle Singapore 100 Revenue (S$m) 80 60 60 60 42 46 49 49 67 47 47 56 Transactions ('000) 52(2) 70 70 L T 60 00 40 143 50 50 40 30 69 40 ☐☐ 30 20 20 20 20 13 113 140 Partial consolidation Of IPP (3) ✰ PropertyGuru Group Transactions ('000) 200 150 118 (2) 25 25 20 20 10 14 10 8 8 0 0 0 2019 2020 2021 2022 2019 2020 2021 Transactions (1 (1) Revenues Transactions (1) S 40 40 (1) Transactions refer to residential home sales in Singapore and exclude HDB new sales (2) Extrapolated from 1H 2022 figures available Source: URA (SG), NAPIC (MY), Company reports; (3) Purchased iProperty assets from REA Group in August 2021 2022 100 50 Revenues 0 29#302023 Outlook Revenue Growth by Segment (S$ Million) Group ✰ PropertyGuru Adjusted EBITDA (¹) (S$ Million) and Margin (%) $160 $20 $140 7%-10% $15 $120 $100 $10 $80 2% $60 $5 $40 -10% $- $20 $- $(5) 2019 2020 2021 2022 2023 Outlook $(10) ■Singapore Vietnam ■Malaysia Other Asia 2021 2022 2023 Outlook ■DSS & FinTech Low Outlook High Outlook 2023 Company Outlook Total Revenues of S$148 to S$152 Million . Ongoing cost of being a listed entity anticipated to be S$11 to S$12 Million and included in Adjusted EBITDA • Adjusted EBITDA of S$11 to S$15 Million • Impact to Profitability of Sendhelper Acquisition of negative S$3 to S$4 Million (1) Adjusted EBITDA includes the cost of being a listed entity. 30#31PropertyGuru Group Investing In Our Future: ESG#32Committed to Building Tomorrow's Cities Sustainable Living Innovation | Climate Action Green Score for property seekers looking for eco-friendly homes Sustainability Awards at PropertyGuru Asia Property Awards 2023 Thriving Communities DE&I | Community Support PropertyGuru Group Responsible Business Governance | Data Privacy • • 65% employees, 50% GLT, and 33% of the Board are women Governance best practices • ISO/IEC 27001 Information • 3-day volunteering leave program for all employees Security Management System (#ISMS) certificate Complete Assessment for Scope 1, Scope 2, and Scope 3 GHG Emissions and operationalise ESG strategy. 2024 Disclose an annual ESG report with commitments and actions to address the identified ESG priorities. WTYY 32#33PropertyGuru Group For more information, please write to: [email protected]