#1a qover Series-B Pitch Deck January 2021#2gover API first global Insurance Infrastructure for the digital world #Hackinginsurance it Woot COBON PERTAN#3Payment as a Service stripe adyen checkout.com The last unaddressed B2B FinTech vertical A 700B+ Opportunity* Banking as a Service solarisBank Issuance as a Service cross river Railsbank SYNAPSEFI >>>> MARQETA GALILEO Lending as a Service Klarna. Affirm pipe Brokerage as a Service W DriveWealth Alpaca Insurance as a Service Q qover "We are the only true digital insurance infrastructure play" *Source: Simon Torrance 2020 https://www.linkedin.com/pulse/embedded-insurance-3-trilion-market-opportunity-could-simon-forrance, market size based on P&C numbers only 3#4Products Complex landscape... Regulation Customer Claims Rewiring the Insurance industry Finance LLOYDS CHUBH wakom AIG ...Made easy Producti Q qover Customer We have built a full stack insurance solution with cutting-edge technology to enable any business to embed, up-sell or cross-sell insurance 4#5We are a Tech Platform providing full stack insurance solutions LICENCING & AGILITY Risk Carrying wakaw LLOYDS TNN -Baloise CHUBB AIG + many more INNOVATION & TIME TO MARKET Product Pricing INTEGRATION, COST & CUSTOMER SATISFACTION Customer Servicing Claims (TPA) gover Tach Solution VOLUME & CUSTOMER EXPERIENCE Data & E- Commerce Tools Distribution Revolut deliveroo Wolt COWBOY. DECATHLON Digital native insurance company without the balance sheet providing turn key solutions to distribute insurance products#6Tech Open-API - White-label 100% proprietary ar pan WY Fully ModularMicro-architecture Can launch any product in Tech Infrastructure built! How we cracked the puzzle Data Optimizing Conversion by deploying e-Commerce Best Practices and Data Insights All sources of data connected to our Datawarehouse building our future competitive advantage Building a competitive edge for the future Insurance Pan-European lincenses Delegation of Authority from 12 insurers Sourcing the full insurance solution from Products/Services / Local Regulations / Audits / Compliance Insurance Infrastructure built! Operations Centrally operated in Brussels >95% Customer Satisfaction 41 Operational Excellence Book insured handled from Brussels Operational Infrastructure built! Pan European Mastering complex insurance Active in 32+ countries Unique ability to launch and manage Pan-European programs Unique Pan-European capabilities 16#7Revolut COWBOY Iconic players love us! Wolt DECATHLON deliveroo IMMOWEB axel springer KKR + many more 7#8Case Studies#9" REVOLUT-Pan-European Embedded Insurance + Insurance Your Claims within the app Global Insurance Solution included in Paid Plans, 33 countries. Insurance Consultancy & Creation of the "Plus" Plan i votr Give your life a boost Open API Integration Real-Time Data exchange Full Claim Journey automated and integrated by API in REVOLUT app Open API Revolut 9#10In real-time, a rider that switches-on his App get insured instantaneously deliveroo Wolt Wolt Open API 10#11Cowboy Bike - Perfect fit Digital Retailer COMICK TAKE THE STREETS 0.0 Integrated in customer journey Qover solution embedded in bike purchase flow Insurance, And moes PILO Easy Up-Sell Theft or Damage + Theft Offered as an upgrade to all existing customers Open API COWBOY.#12Angell Bike- Perfect fit Digital Retailer Roulez serein. Dormez tranquille. De volle na vin Be Integrated Customer Journey Qover solution embedded in bike purchase flow i ■ STOC # a 1 S 10 Avec Qover, vous êtes couvert Easy Up-Sell Theft or Damage + Theft Offered as an upgrade to all existing customers Open API ob ongell 12#13♥ Immoweb - The leading classified property ads in Belgium cross-sells Renters Insurance & soon homeowner INNOW SON P P M Re-Directed from partner's website Property website Rent insurance and soon homeowner ■ The insurance really designed for tenants Befo The best praction for your goods while you've sending an White-label Front-End White-label front-end branded Immoweb Instant deployment with other partners Open API & Whitelabel IMMOWEB 13#14D Let's talk ! Quentin Colmant CEO & Co-Founder [email protected] Jean-Charles Velge Co-Founder [email protected]