#1Revolut Beyond Banking The only account for your global lifestyle. Today w Accounts + Top up £262.63 CBP British Pound Paul Uk 1:46 PM 09:41 £262 Analytics Pret A Manger 1:24 PM €0.12 ✓ 100% Cards $0 z150 Exchange - £2.40 - £1.99 More 5391 Revolut#2Intro 27 March 2016 Pret a Manger Ryan Gallagher R#3Revolut#4Our Solutions ~ Exchange Interbank rates Send & Request Instant transfers Zero fees Spend 0% FX mark up Zero fees ATM withdrawals R#5Revolut. Beyond Banking Launched 2 years ago Total investment to date: $86M • 240 employees ● ● 900K B2C customers 16,000 registered businesses Point Nine THE ANGEL VC |||||| Index Ventures Forbes CNBC Seedcamp Which? CNN theguardian THE TIMES Balderton. capital Ribbit Capital R#611,042.99 $ - 15.86 $ 13,160 O 449,766.85 S 539,209 123 000 5,100 ited States Growth#7900,000 users in 2 years with no marketing Ⓡ 900k 675k 450k 225k Ok Jul 2016 Sep 2017#8Active Users 180k 135k 90k 45k Ok Jul 2016 Daily 180,000 Sep 2017 600k 468k 335k 203k 70k Jul 2016 Monthly 600,000 R Sep 2017#9Transactional Volume 600 488 375 263 150 Jul 2016 Monthly (USD, million) 35% MOM Sep 2017 LO 2 1 Jul 2016 Cumulative (USD, billion) $12m Day R Sep 2017#10Revolut around the world R#11Our product March 2016 Pret a Manger Ryan Gallagher R#12Next Generation Security Instant transaction notifications Disable/enable as you go RevolutCard • Location-based security E-commerce ● ● ● ● ATM Contactless Magstripe jo Main Card 8 a Accounts 9 Revolut Cards 09:41 5391 2320 3200 4595 »)) VALID THRU CVV 09/19 352 Disable Card You can enable it later. Show PIN Always protect your PIN. R Analytics ✓ 100%4 mastercard Security Enable additional protection. Limit Set monthly spending amount. II Cards + More R#13Multiple Cards Create several cards linked to one account ● ● ● ● Family members Spare cards Virtual cards for enhanced security Limits per each card jo Accounts Revolut Cards 09:41 **** **** **** VALID THRU CVV **/** Analytics *** t₁ R **** The premium card is reserved It will be sent out to you as soon as it's ready 1 100% 4 mastercard Cards + Mare R#14Different Delivery Methods Three choices to deliver the card. Normal delivery (5 working days) • First class delivery (3 working days) ● • Next day delivery (1 day) ● R R#15Categorization Analysis by ● ● ● Countries Merchants Categories X 04 onth YA Category 09:41 £305.87 Merchant £1,711 All time Transport 38 transactions Travel 2 transactions Groceries 15 transactions Restaurants 4 transactions Services 1 transaction. Shopping 8 transactions Country £503 29% £430 25% £384 22% £214 13% £103 6% £72 4% R#16Transaction Details See additional transaction details ● Transaction location Receipts .………. Today pril This month All time 41 TESCO notes Paul Uk 1:46 PM 09:41 £262 Pret A Manger 1:24 PM Yesterday 0.12 Tesco Stores 2239 1:19 PM ✓ 100%* Auto Top-Up by *8211 10:37 PM $0 - £2.40 - £1.99 Notes Music And Cof... - £4.40 11:17 AM - £6.05 + £200 R#17Request Money Request money from anyone ● Friends on Revolut Friends not on Revolut ☎ Today YA Accounts £262.63 GBP British Pound + Top up Paul Uk 1:46 PM 09:41 ✓ 100%* £262 €0.12 $0 z150 Pret A Manger 1:24 PM Analytics Exchange Cards - £2.40 - £1.99 More R#18Split bills Split bills with friends ● They can be using Revolut or not... Today YA Accounts £262.63 GBP British Pound + Top up Paul Uk 1:46 PM 09:41 £262 €0.12 $0 z150 Pret A Manger 1:24 PM Analytics T₁ ❤ ✓ 100% 4 Exchange Cards - £2.40 - £1.99 More R#19RITA - Revolut Intelligent Trouble Assistant R Chat-bot resolves 27% daily queries ● ● Average rating is 4.4 out of 5 Can answer different questions (FAQ - related, what exchange rates are, etc) Type here... Q Account Card 10:08 Support Ž Support More Profile#20Current Accounts Unique bank accounts ● ● GBP current accounts EUR IBANS other currencies are coming soon Support M V Accounts Premium Insurance Coming soon Analytics 09:41 Profile ↑↓ 1 100% Cards Settings (0 Credit * Wealth Coming soon • More R#21Credit Get instant credit on your Revolut Account ● ● Average APR 9.9% vs 20%+ on credit cards Peer-to-Peer lending up to 50% cheaper compared to banks ***** $500.00 + Top up Account 1 February £500.00 GBP - British Pound Paypal 10:06 AM 09:41 Starbucks 7:36 AM Card S Exchange €500.00 Transfer - £103.11 Support - £4.32 Profile R#22Premium Account Premium account allows to have free unlimited FX free premium card free travel insurance • free global card delivery ● double free ATM limits special offers ● ● ● ● ● … ☎ e Account 09:41 C Revolut Cards 9999 9900 6178 7368 >)) VALID THRU CVV 03/20 942 Disable Card You can enable it later. R Show PIN Always protect your PIN. Card mostercard Security Enable additional protection. Limit Set monthly spending amount. Support + Profile A R#23#24Device Insurance Protect your phone against all accidental damage from £1 per week. 0000 3 < Device: 11:09 4 £1.10/M Insurance term: Device insurance /week Your special price with Premium discount Excess amount: Screen & liquid damage: @48%) Not now Apple iPhone 7 32GB Get now 12 months £54 O Covered R#25Revolut for Business Ryan Gallagher R#26Problems for Businesse €18 D % olo 3-5 days to open a bank account Inconsistent user experience Hidden fees Clunky reporting BEBEEE R#27#28Our Solution 16,000 businesses registered Including many global brands.... Howard Roark Sgustok Studio Accounts Cards Counterparties Settings Log out R £230,630.50 Total balance in base currency of GBP Accounts Summary Transactions All accounts GBP-Main £50,630.50 C. TRY Main £200,630.50 O EUR Main €42,540.30 CAD Main $9,540.30 USD Main $32,420.70 AUD Main $4,420.70 S Add new account H E Q USD Business trips $30,630.50 ★ CNY Main ¥2,630.50 R#29Multi-Currency Bank Accounts ★* CNY Main ¥2,630.50 ↑ CAD - Main $9,540.30 GBP - Main £50,000 EUR - Main €40,000 USD - Main $35,000 AUD - Main $4,420.70 Receive money or pay anyone in the world with the interbank rate TRY - Main £200,630.50 R#30Corporate Cards Cut travel expenses and keep everything in one place <500.00 + Tep up Account Paypal 22:24 9:41 £ 500.00 GEP British Pound 165 Starbucks 13:42 S Exchange 14 October 2016 Howard Roark Sgustok Studio ✓ = $500.00 111 Transfer -£103.11 - £4.32 539 Revolut Cards Physical cards Active cards -9138 Laurine Frost ** 1820 Rabih Beaini -3914 Scott Piligrim 2138 Georgia Owen Virtual cards RB **1439 Owen Jordan "7373 Cory Barker -1815 Rosetta Ward - 1232 Frederick Mills R Link existing card -2323 Benjamin McLaughlin - 1745 Stanley Rhodes -8152 David Hill Order physical card **2926 Katharine Jenkins -2121 Jimmy C -2911 Ramona - 2352 Benjamin 7152 Luis Joh#31International Instant Payments Up to 10x cheaper than banks or similar service providers From GBP Expenses Send funds to airbrib Airbnb Ⓡ GBP Accommodation £400 £50,630.50 No fee Send R#32Real Exchange Rate Others markup exchange rate. We don't From GBP - British Pound 100 Current rate 1.2812 Today's change 0.0058 (0.75%) To USD - US Dollar R 124.60 23 July 2015 1.2212 ▲0.0058 (0.75%)#33Open API 1 2 3 4 5 6 7 8 9 10 Developers first Allows businesses to integrate own systems with their Revolut Business accounts. All actions can be executed automatically including: // Require the Revolut library with a test secret key. const revolut = require('revolut)(sk_test_BQokikJOvBil2HlWgH4olfQ2); // Create a payment from a test card token. const charge = await revolut.charges.create({ amount: 2000, currency: 'usd, source: tok_rev', description: My first payment }); Full API reference Adding counterparties Making payment Scheduling payment Cancelling payments Generating transaction reports R#34Open API Case Study Delivery company API allows payment triggers - these can be based upon events like a successful delivery Instant payment delivered via Revolut Pay directly to the courier's card Completed 4:02 PM Oct 2, 2017 + £12.95 From Delivery Statement Phone: Money received: Hids +44 7962 240236 £12.96 R#3511,042.99 $ - 15.86 $ 13,160 O 449,766.85 S 539,209 What's Next ted States#36Sneak Peek 2018 Additional currencies Asian expansion Investment R Consumer credit U.S. expansion Merchant accounts R#37Buy Cryptocurrencies IN 9 < + B Rates Rates & conversions Add currency BTC Bitcoin LTC Litecoin ETH Ether 9:41 Converter Go to exchange 1.00 73.14 12.51 IN 9 < BTC Bitcoin 72.1204 lowest 1w 9:41 Historical rates 73.1468 current 1m 3m ETH Ether 73.2004 highest 6m i Ty **** P < + 1 BTC Bitcoin 1 LTC Litecoin 1 ETH Ether Rates 9:41 Rates & converter Add currency pair Converter Go to exchange 73.1468 Litecoin - LTC 0.1710 Ether-ETH 0.0799 Bitcoin BTC R#38Revolut Travel Insurance Pay-per-day travel insurance • Insurance that covers you automatically as soon as you land in a new country And turns off as soon as you get home! < 9:41 Travel insurance is off Enable when you're abroad for pay-as- you-go insurance Help R#39Revolut Wealth **** e Profile 0 Account Premium Insurance Analytics 9:41 News & offers Cards Settings ME Credit Wealth Support New More < 2014 News EX + 9:41 Total wealth in base currency of GBP ✓ £114,073.72 + £1,073.72 (0.95%) 2015 Your active wealth products 2016 Savings accounts are available for you now. Check it out! Add new investment r Today X Forecast Today Projected return in 10 years £1,025,999.21 + £58,000 (+35.98%) 3 years Asset holdings Based on current portfolio value of £6,344.68 and monthly contribution of £100 6 years Show details Home Equity (UK): International Equity (Japan): International Equity (US): 10 years £513.97 (4.58%) £627.60 (5.60%) £4,404.40 (39.28%) R#40Merchant Accounts Re-inventing merchant accounts ● ● 10x savings for merchants Zero chargeback fees Private room hosted by Liz 10 mins from strip and red rock Aspiration Court, Las Vegas, NV 89147 United States Check-in 14 Apr 2016 £38 x 7 nights ? Cleaning fee Service fee Coupon Total Revolut Total VISA MasterCard Revolut VISA MasterCard £320 GBP £329GBP 4 Instant Book Instant Book GBP £320 G £329GBP Touch ID for Revolut Payment Confirm payment of £320.00 to AirBnB? Cancel R#41R Revolut App Welcome to a world beyond banking. The future is here.