#1FirstBank Follow us on Since 1894 f in 8+ www.firstbanknigeria.com FirstBank Group Corporate Profile 00000 0000 00000#2FirstBank is one of the Largest Financial Services Organizations in Africa FirstBank's rich and successful history in Nigeria means that we are 'Woven into the Fabric of the Society'. FirstBank Since 1894 FirstBank Since 1894 THE NEW LOOK is only the beginning THE BOLD STEP says we are putting our best foot forward for you THE GOLD STANDARD is our benchmark for delivering value and excellence to all#3FirstBank, a member of FBN Holdings Group, is well positioned to support Clients to deliver on their strategic objectives FirstBank Since 1894 Our Group is a one stop African Financial Services Provider with strong capabilities across Financial Services, and one of the Largest Diversified Financial Services Group in Africa. COMMERCIAL BANKING First Bank of Nigeria Limited FBNBank (UK) Limited FBNBank DRC Limited FBNBank Ghana Limited FBNBank The Gambia Limited FBNBank Guinea Limited FBNBank Sierra Leone Limited FBNBank Senegal Limited First Pension Custodian Nigeria Limited MERCHANT BANKING AND ASSET MANAGEMENT FBNQuest Merchant Bank Limited FBNQuest Asset Management Limited FBNQuest Securities Limited FBNQuest Capital Limited FBNQuest Trustees Limited FBNQuest Funds Limited FBNQuest Capital partners Limited INSURANCE FBN Insurance Brokers 3#4FirstBank has transformed from a Domestic Bank to become a Leading "Global" Bank with presence in three continents - Africa, Europe and Asia FirstBank Group's International Footprint France Name FBNBank UK Ltd. Type Representative Office Established 2008 Products/Services Commercial Banking, International Banking FirstBank Since 1894 Ghana Name FBNBank Ghana Type Licensed Bank Established 1996 Products/Services Commercial Banking = Guinea Name FBNBank Guinea Type Licensed Bank Established 1996 Products/Services Commercial Banking Nigeria Name First Bank of Nigeria Ltd. (formerly First Bank of Nigeria Plc.) Type Licensed bank Established 2012 Products/Services Commercial Banking Demoratic Republic of Congo Name FBNBank DRC Type Licensed Bank Established 1994 Products/Services Commercial Banking UK Name FBNBank UK Ltd. Type Licensed bank Established 2002 Products/Services International Banking and Trade Services The Gambia Name FBNBank The Gambia Type Licensed Bank Established 2004 Products/Services Commercial Banking Representative Offices Name FBNBank China (2009) Products/Services Banking Services Senegal Name FBNBank Senegal Type Licensed Bank Established 2006 Products/Services Commercial Banking Sierra Leone Name FBNBank Sierra Leone Type Licensed Bank Established 2004 Products/Services Commercial Banking#5FirstBank delivers unique and bespoke Financial Services Solutions across all Customer segments underpinned by our commitment to innovation and the Customer experience Delivering effective business solutions to all Customers Corporate Banking FirstBank Since 1894 ■ Serves very large / blue chip Corporate Customers, Multinationals, and Specialized Industries (Energy and Power Generation, Ports, Aircraft Financing etc.). ☐ ■ Services Include: Value Chain Banking, Syndicated Lending, Transaction Banking, etc Commercial Banking ■Serves Middle Sized Businesses using a geographical cluster model. Retail Banking Serves Individuals as well as Small Business and Local Governments ■ Our Private Banking Group offers a differentiated services to High-Net-Worth Individuals. Public Sector ■ Focused on serving the Financial Services needs of Ministries, Department and Agencies, Federal & State Governments Treasury & Financial Institutions ☐ Offers a broad range of Treasury Products and Services to Individuals, Companies and Financial Institutions ■ Structure products for Customers in response to changing market conditions ■ Management of other Financial Institutions International Banking ■ Responsible for the Bank's International Banking Operations and maintains its network of Branches and Representative Offices. 10#6We leverage our strong Investment Banking capabilities to support Clients in defining and executing Innovative Debt Solutions FirstBank Since 1894 We offer strategic advice at the highest level, arrange tailor-made financing structures, manage risk and ultimately help Clients to realize their aspirations. Our in-depth industry knowledge, regional market expertise, and excellent network of Investors and Financial Institutions enable us to provide the best solutions for new opportunities Debt Capital Markets Bonds (Domestic, Foreign and Eurobond) and Commercial Papers Debt Solutions Debt Arranging, Debt Restructuring and Syndicated Loans Financial Advisory Strategic Investment Advisory, Capital Restructuring and Key Investor Relationship Management 6#7We assist Clients to optimize their Cash Management operations through the deployment of our seamless and efficient Collections, Payments and Liquidity Management platform Robust Collections Capability Integrated electronic collection solution that facilitates the collection of sales revenues through our extensive branch network, over 770 branches in Nigeria, as well as through other banks. Alternative payment channel for Distributors and Customers FirstBank Since 1894 Multi-Channel Electronic Platform Integration of an effective multi- channel/alternative collection channels (POS, Web, ATM, Mobile) to current in-branch collections process to enhance collections from distributors and customers Cash Management and Collections Proposition Special Tailored Solution Customized to provide transaction details such as Distributor Code, Distributor Name, Product Type, Specific Depot, Amount, Date etc. Seamless remittance of funds to your Collection Account(s) in FirstBank and other banks Accounting and Reporting Systems Access to designated Personnel to view and confirm payments online real time through a single view. Customer Performance Reports and Executive Dashboard 7#8We have unrivalled Trade Service Capabilities and Value Proposition a super blend of in-depth understanding of both Domestic and International Trade transaction dynamics Core Trade products... Payment Underwriting Exchange Control Foreign & Local Guarantees Foreign Bills for Collections Outwards & Inward Telegraphic Payments Discounting Commercial Export Back-to-Back Transactions Capital Importation Promissory Notes/Drafts - FirstBank Since 1894 Supported by related value-added services ... Documentary Credits (Letters of Credits) + ווי Facilitate processing of Regulatory documentation/ approvals (SONCAP, NAFDAC, NERC, etc) Prompt intervention of issues relating to Nigerian Customs approvals and processing First Trade Platform to improve transaction efficiency and eliminates errors by providing an end-to-end automation 8#9FirstBank is the Industry Leader in Retail and Electronic Payment Products and Channels with an unrivalled track record across key performance metrics FirstBank Since 1894 ATM 3,100+ ATMs 01 6,700+ Core Staff 10 Operating Countries 10,000+ Non-Core Staff 800+ III Branches and QSPS 107,000+ Agents in Network 30M+ Customer Accounts xxxx 20M+ Active Customers Pioneered Initiatives in the industry Biometric ATMs 11M+ Cards 16,500+ Active POS N 4.5M+ Mobile App User 12M+ *894#. Active Users ? Instant Card Cash Deposit ATMs Issuance Instant customer selectable PIN 20M+ Average Daily Transactions Customized payment card solutions like- Expressions on card. 9#10Our positive ratings by Global Agencies demonstrate our sound Enterprise Risk Management and Control capabilities FirstBank Since 1894 National International Rating Agency Institution Date Outlook Long Term Short term Long Term Short term Standard & September 2020 Stable FirstBank ngBBB- Poor's NgA-3 B- B Negative Fitch FirstBank October 2020 BBB (nga) F2 (nga) B- B GCR FirstBank December 2020 A- (NG) A2 (NG) Positive 10#11With 127 years of existence and value delivery, FirstBank is woven into the Fabric of the Society - this is the FirstBank Partnership Advantage! FirstBank THE NEW BOLD STEP THE GOLD STANDAR all FirstBank Since 1894 FirstBank Since 1894 FirstBank FirstBank FirstBank Since 1894 Since 1894 FirstBank Since 1894 1 FirstBank Since 1894 Innovative Solutions: We will collaborate with you to deliver bespoke solutions that meet your needs. 2 Industry Knowledge: We bring deep Industry expertise gained from countless hands-on experiences spanning functions, sectors, and geographies. We Listen: We put our Customers at the heart of everything we do. We listen 3 and respond to their needs as we constantly strive to improve our products and 4 5 services A Trusted Advisor. We are more than just a bank; we are your Trusted Advisor as we partner with you in accomplishing your goals. Customer Centric: We continuously aim to provide a unique experience for each Customer. 6 Long Term Commitment. We play a key role in the success of your Institution. It's about what you need and how we respond. Since 1894 "For 127 years, we have consistently put our Clients at the heart of our Business" 11#12Thank You FirstBank Since 1894 YOU FIRST First Bank of Nigeria Limited 35 Samuel Asabia House Lagos, NIGERGIA www.firstbanknigeria.com