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Lending Growth •Total outstanding loan increased by 21,57% YoY to 18,09 trillion. It supported by consumer loan which contributed 51,69% of overall outstanding loan. • Consumer growth increase significantly on 4th Quarter 2011 to 2nd quarter 2012 with range 21,59%; bankjatim bersama kami, berkembang pasti 20 18 16 14 12 18.09 15.85 16.14 16.56 14.88 13.59 13.09 12.50 11.77 10.74 10 10.12 8.95 8 7.89 6 4 2 0 1009 2009 6008 4009 1010 2010 3010 4010 1011 2011 3011 4Q11 Loans Jun-11 Dec-11 Jun-12 YOY Working Capital 6,20 5,83 6,41 3,39% Investment 2,82 2,61 2,33 -17,38% Consumer 5,86 7,69 9,35 59,56% Outstanding Total 14,88 16,13 18,09 21,57% 18 1012 2012

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